VA loan
1 of 44
VA loan
$549,000 SIGNIN

Sign in to see required down payment for the 3% rate

8437 White Poplar Dr, Riverview, FL 33578

5 beds · 3 baths · 2,637 sqft

Welcome home to the lifestyle you've been dreaming of in the private, gated community of Harvest Glenn within Oak Creek. From the moment you pull into the driveway of this beautifully landscaped corner-lot property, you’ll feel the pride of ownership that radiates from every detail. With fantastic curb appeal, this spacious Taylor Morrison Worthington II model stands out with its three-car garage, oversized driveway, and grand presence on one of the neighborhood’s most desirable lots. Step through the front door and you’re welcomed by soaring ceilings, an abundance of natural light, and a floorplan designed for both everyday comfort and effortless entertaining. Just off the entryway, a large home office with a picture window offers the perfect work-from-home space. Continue into the open-concept living and dining areas, ideal for hosting family gatherings or enjoying quiet nights in. The kitchen is a chef’s dream, boasting upgraded cabinetry, stainless steel appliances, a custom-built pantry, Corian countertops and a large breakfast bar that opens up to the heart of the home—the living room. But the true crown jewel? The owner’s suite, thoughtfully extended to include a sitting area perfect for reading, relaxing, or morning coffee with sunlight pouring through beautiful windows. Tray ceilings add architectural interest, while the expansive en-suite bathroom features dual vanities, a large walk-in shower, and the walk-in closet you’ve always wanted. Upgraded flooring flows throughout—no carpet here—bringing warmth and style to every space. With three additional bedrooms, 2.5 bathrooms, and generously sized common areas, the layout is ideal for both privacy and togetherness. For peace of mind, the seller will replace the roof with an acceptable offer, making this home an even more incredible opportunity. Situated in a community known for its peaceful charm and unbeatable location, this home offers more than just beautiful living spaces. You’re just minutes from parks, beaches, shopping, dining, and an easy commute to MacDill AFB and downtown Tampa. It’s no surprise Riverview continues to rank as one of the Best Places to Live in Florida—and this home puts you right at the heart of it all. Whether you’re looking for a forever home or an incredible opportunity with potential VA loan assumption at a low 2.375% interest rate, this one checks every box. Don’t miss your chance to own a home that truly has it all—schedule your private tour today.

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,372
$3,193
You may also save up to $263,701 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,193 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,372
Principal & interest
$1,574
Mortgage insurance
-
Property taxes
$212
Home insurance
$498
HOA fees
$86
Utilities
Not included

Source: Public records

Home details
Size
2,637 sqft
Lot size
0.22 acres
Year built
2010
Type
Single Family Residence
HOA dues
$86.00

Source: STELLAR #TB8368833

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:12 am
Listing agent: Danielle Cockman (813) 446-8136
Listing provided courtesy of: KELLER WILLIAMS REALTY- PALM H (727) 772-0772
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8368833
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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