8434 Hazelton St, Spring Hill, FL 34608
2 beds · 2 baths · 1,648 sqft
CHARMING SPRING HILL HEATED POOL HOME WITH BACKYARD OASIS - Check out the backyard photos you won't believe this outdoor space! Looking for a home that's anything but cookie-cutter? This PINE AIRE CUSTOM-BUILT HOME is packed with character and unique details you won't find anywhere else. Nestled on a quiet street in the SPRINGSTED school zone, this 2-bedroom PLUS FLEX ROOM home is full of charm inside and out. Could this be the one? Step inside and you"ll immediately notice the quality craftsmanship. Pine Aire is known for the BRICK-ACCENTED EXTERIOR, fresh paint and copper roof over the front bay window add curb appeal and architectural charm. Inside, the FLEX ROOM has a mini-split A/C and is perfect as a HOME OFFICE, DEN or 3rd BEDROOM. The double-door front entry, real wood kitchen cabinets,and newer appliances make this home as functional as it is beautiful. But the real showstopper? The backyard! Step outside to your very own retreat. featuring a SCREEN-ENCLOSED, SOLAR HEATED INGROUND POOL setup for fresh or salt water with a STONE WATERFALL, plus large covered seating area. This PRIVACY-FENCED YARD also includes a 7ft x 7ft rubbermaid storage shed, an automated sprinkler system supplied by a fresh water well. Situated just behind the pool is a 22ft x 30ft patio and a 14ft x 22ft pergola complete with electricity, just plug in a T.V and watch the big game under the stars! Did someone say Fire Pit? YES there is a firepit, just bring the marshmallows! The PRIVACY FENCE features a double gate on both sides of the house that opens up to a large covered concrete pad perfect for storing a boat, RV, or a Golf Cart. Need more reasons to love this home? How about "HALLOWEEN" this neighborhood has been known to draw over 1500 trick or treaters so stock up on the candy! Central Vacuum system, Whole home intercom, Vaulted Ceilings with Skylights, Hidden in-floor Safe, NO HOA, NO CDD, and NO FLOOD ZONE to worry about. Located in Spring Hill Florida, this home offers easy access to Tampa, St. Pete, and the Gulf Coast beaches. Enjoy nearby parks, shopping, and the convenience of major highways while still living in a quiet neighborhood. Homes like this don't come around often. YOU WILL WANT TO SEE THIS ONE IN PERSON!! Call Today for your Personal Showing! **** THIS IS A FOR SALE BY OWNER, CONTACT SELLER DIRECTLY ***
Source: STELLAR #W7873791
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #W7873791
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.