8433 Moulton Dr, Port Richey, FL 34668
2 beds · 2 baths · 1,471 sqft
Welcome to this beautifully maintained 2 bedroom 2 bath, 1,471 sqft home in the heart of Port Richey! Located in a quiet and established neighborhood with no HOA or CDD fees, this property is perfect for those seeking comfort and convenience. Amazing sense of ownership throughout the entire property! The primary suite features vinyl plank flooring and an upgraded en-suite bathroom. The spacious primary bedroom stands out with a bold modern design, offering a stylish space that makes a statement. While the second bedroom and bathroom are perfect for guests or a home office. The living areas are designed for easy living and entertaining, with ample natural light and an inviting layout. Enjoy the benefits of this prime location, just minutes away from shopping centers, dining options, and pristine Gulf beaches. Whether you love a relaxing beach day or exploring local parks, this home has you covered. Things to Do Nearby • Werner-Boyce Salt Springs State Park: Explore scenic hiking trails, kayak through salt marshes, or spot wildlife. • SunCruz Port Richey Casino: Enjoy an evening of entertainment and dining aboard a floating casino. • Gill Dawg Tiki Bar & Grill: Relax by the water with live music, great food, and local vibes. • Historic Tarpon Springs Sponge Docks: Just a short drive away, experience unique shopping, dining, and Greek culture. This area offers the perfect balance of peaceful living and convenient access to Florida Beaches. Don’t miss this opportunity to own a move-in-ready home in a location you’ll love. Schedule your private showing today!
Source: STELLAR #tb8321533
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8321533
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8321533
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.