8432 Merrimoor Blvd, Seminole, FL 33777
3 beds · 2 baths · 2,175 sqft
This beautifully updated 3-bedroom, 2-bathroom home in the sought-after Bardmoor neighborhood offers modern style and effortless comfort. Designed for contemporary living, it features an open layout with a split-bedroom floor plan, luxurious LVP flooring throughout, and a brand-new HVAC system for year-round comfort. At the heart of the home is the stylishly remodeled kitchen, featuring a large central island with counter-height bar seating, soft-close cabinetry, a stunning tile backsplash accent wall, and elegant pendant lighting that enhances the space. Recessed LED lighting throughout the main living areas provides a bright and inviting atmosphere. The spacious primary suite offers a walk-in closet with a built-in organization system and a spa-like ensuite with a sleek glass-enclosed shower and double vanity. Two additional well-sized bedrooms are located on the opposite side of the home, providing privacy and convenience, and they share a full bathroom with a tub/shower combination. Step outside to your own private oasis—an all-new resort-style pool with a sun shelf, surrounded by designer white travertine pavers and maintenance-free AstroTurf, all shaded by a gorgeous magnolia tree. The expansive game room off the living and dining area provides even more space for entertainment and relaxation. This stylishly remodeled home is truly move-in ready. Don’t miss out on this incredible opportunity—schedule your showing today!
Source: STELLAR #TB8354670
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8354670
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.