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$850,000 SIGNIN

Sign in to see required down payment for the 4.99% rate

843 Percy Warner Blvd, Nashville, TN 37205

5 beds · 3 baths · 3,202 sqft

All offers due Sunday 4/20 by 8pm. Lender credit available!Nestled in the desirable West Meade neighborhood, this beautifully renovated home offers the perfect blend of luxury, comfort, and convenience. Completed in 2019, every detail of this home has been thoughtfully updated, providing modern amenities and stylish finishes throughout. With no HOA, you'll enjoy privacy and freedom in this serene setting, just minutes away from Percy Warner Park and Radnor Lake, and only 15 minutes from Downtown Nashville. Step inside to an expansive open-concept living space, highlighted by a soaring vaulted ceiling and recessed lighting. The chef's kitchen boasts high-end appliances and a sleek design that opens directly to a spacious covered deck, ideal for enjoying outdoor meals. The home features five bedrooms, with one currently used as an office that has its own private entrance—perfect for guests. Each of the three full bathrooms is a spa-like retreat, complete with heated floors, and two of them featuring Bluetooth mirrors. Entertain guests or unwind in your own private oasis outdoors. The covered patio with a hot tub and an outdoor kitchen is truly a standout feature, offering a wood-burning pizza oven, smoker, BBQ grill, sink with hot and cold water, beverage/ice basin, fans, and ample under-counter storage. The charming pergola enhances the space, creating the perfect spot for alfresco dining and evening gatherings. There's also a dedicated meditation/yoga deck, with a serene wood-burning fireplace that invites relaxation in nature. The home is surrounded by extensive outdoor amenities, including two pool decks, one with a cabana, plus three sheds—one of which is solar-powered. Dakota-style fire pit and additional pergola add a touch of warmth. With a total of six parking spaces, a covered deck, and an expansive yard, this home is designed for ultimate comfort and enjoyment. Whether you're looking for a peaceful retreat or an entertainer's paradise, this home has it all.

Estimated
Seller's interest rate
4.99%
7%
Estimated
Monthly payment

$4,562
$5,271
You may also save up to $233,014 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,271 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.99%
Remaining term
27 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,562
Principal & interest
$3,141
Mortgage insurance
$414
Property taxes
$517
Home insurance
$488
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,202 sqft
Lot size
0.39 acres
Year built
1967
Type
Single Family Residence
HOA dues
$0.00

Source: REALTRACS #2780385

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 06:55 am
Listing agent: Chelsea Hawkins (864) 704-3265
Listing provided courtesy of: Keller Williams Realty Mt. Juliet (615) 758-8886
Details provided by REALTRACS and may not match the public record.
MLS ID: #2780385
Based on information submitted to the MLS GRID as of Apr 18 2025 - 05:10. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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