8422 Bijou Creek Ave, Littleton, CO 80125
4 beds · 3 baths · 2,367 sqft
ACT QUICKLY!! POTENTIAL TO ASSUME 2.875% FHA LOAN! ASK FOR DETAILS. BE IN YOUR NEW HOME FOR THE HOLIDAYS!Don't wait to build, this beauty is only 3 years NEW! Don’t miss this incredible opportunity to own a stunning home in the highly sought-after Sterling Ranch neighborhood. Located near Chatfield Reservoir and Roxborough Park, you’ll have access to a wealth of outdoor adventures. Local Living the Dream brewery and Atlas coffee shop reside in the Sterling Center. With easy access to Denver, Castle Rock, and the mountains, this home is perfectly situated for both relaxation and adventure. Featuring over $30K in upgrades, you’ll enjoy premium KitchenAid appliances, elegant plantation shutters throughout the main floor, luxury vinyl flooring, a fully fenced yard, and an oversized A/C unit for optimal summer comfort. The open floor plan boasts soaring 10' ceilings and floods of natural light, welcoming you into a foyer that leads to a bright family room (75" TV included) and an entertainer's kitchen. Step outside to your private deck and fenced yard—ideal for your furry friends and summer barbecues. A main floor bedroom and bathroom provide convenient accommodations for guests or can easily serve as a home office. Upstairs, you’ll find a spacious primary suite (TV included) featuring a large walk-in closet and a dual vanity bathroom, along with two additional bedrooms, a full secondary bath, a generous loft, and a laundry room (LG W/D included). All main living area lighting is upgraded with dimmer switches for customizable ambiance. As part of the Elements collection, the CAB takes care of winter snow removal on shared driveway! HOA fees are conveniently included in the taxes—no additional monthly fee! Access to amazing clubhouse, community pool, local brewery and daily food trucks! Plus, you’ll benefit from being within the award-winning Douglas County School District. Seize this chance to live in a beautiful home in a thriving community—schedule your tour today!
Source: RECO #5632247
Source: RECO #5632247
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5632247
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