8419 E JENSEN ST, Mesa, AZ 85207
Wow! If you are looking for a home with all the bells & whistles, you've found it! This enchanting residence in Mountain Bridge is a dream come true. With its 3-car garage, paver driveway, timeless stone accents, gated courtyard, & lovely curb appeal it invites you to discover more. Captivating interior will surely impress you with a harmonious open & bright floor plan paired with wood-look flooring, high ceilings, & large windows allowing a clear view of the backyard. Magazine-cover kitchen highlights with a pantry, quartz counters, prep island with a breakfast bar, recessed lighting, a plethora of white cabinets with crown moulding, tile backsplash, desk area, & top-of-the-line stainless steel appliances such as cooktop gas & wall oven. You will have an open office & owner's retreat won't disappoint, boasting a sitting area, outdoor access, an ensuite with two vanities, soaking tub, make-up desk, and 2 walk-in closets. Bedrooms 2 and three share a spacious jack-and-jill bathroom with double sinks. Bedroom 4 has it's own full bathroom and walk-in closet. If entertaining is on your mind, you will love the stunning backyard, showcasing a covered patio, built-in BBQ, multiple seating areas, and a refreshing pool with water feature. This deal won't last long! The owners made many recent updates to enjoy! Community Amenities: Residents of Mountain Bridge enjoy a wealth of amenities, including pickle ball, tennis, basketball, frisbee golf, and a putting green. A heated 25-meter pool, spa, and owner's club provide opportunities for leisure and recreation, while a dedicated lifestyle director curates entertainment and community events, fostering a vibrant and connected neighborhood atmosphere.((Be sure to visit the Owner's Club and fitness center on your home tour. From October to May, the pool comes alive with live performances by local bands, creating a lively atmosphere for residents to enjoy. Relax poolside, savor delicious refreshments, & groove to the music in the company of friends & neighbors. Mountain Bridge hosts a diverse range of events throughout the year, catering to every interest and hobby. Whether you're a foodie delighting in gourmet treats from food trucks, a car enthusiast admiring classic automobiles at car shows, or a furry friend enjoying "Woofstock", there's something for everyone to enjoy. Engage in friendly competition at card tournaments, unleash your creativity at painting sessions, or savor the flavors of wine tasting and pub crawls. Immerse yourself in the breathtaking landscape surrounding Mountain Bridge, where the majestic Salt River, tranquil Saguaro Lake, and rugged Usery Mountain beckon adventurers and nature enthusiasts alike. Explore the vast Arizona desert adorned with iconic saguaro cacti. Discover the serenity of open spaces and mountain vistas that surround Mountain Bridge, offering a tranquil retreat from the hustle and bustle of daily life. Breathe in the crisp desert air, soak in the awe-inspiring views, and embrace a lifestyle where relaxation and natural beauty converge. Experience the unparalleled charm and excitement of Mountain Bridge, where every day presents an opportunity for adventure, relaxation, and connection amidst the stunning backdrop of Arizona's picturesque landscape.
You may be able to put down less than the total down payment amount of $193,241 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6754330
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.