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$788,000 SIGNIN

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8417 Henderson Rd, Apex, NC 27539

4 beds · 5 baths · 3,992 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Exquisite Living at Its Best - Nestled on a prestigious wooded lot overlooking serene wooded views, this extraordinary home seamlessly blends luxury with practicality. Upon entering, you're greeted by a beautiful staircase, setting the tone for the rest of this magnificent residence. The home showcases stunning wood floors that gracefully flow throughout the family and formal dining rooms, adding warmth and character. Designed for both everyday living and fun entertaining, the huge, open-concept kitchen is a chef's dream with beautiful countertops and great finishes. Expansive windows frame breathtaking views of the mature trees and the wooded landscape, allowing natural light to flood the home. With 4 generous bedrooms and 4.5 bathrooms (Bonus room can be used as large 5th bedroom) this home offers abundant space and comfort for family and guests. Warm and cozy fireplace will provide an inviting atmosphere for all seasons. For convenience, there is a two-car garage and massive crawl space for storing everything you can imagine. This exceptional property offers the rare opportunity to experience sophisticated living within one of the area's most coveted communities of Apex. Welcome Home!

Estimated
Seller's interest rate
5%
7%
Estimated
Monthly payment

$1,883
$2,006
You may also save up to $21,422 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,006 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
5%
Remaining term
14 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,883
Principal & interest
$928
Mortgage insurance
$122
Property taxes
$410
Home insurance
$387
HOA fees
$34
Utilities
Not included

Source: Public records

Home details
Size
3,992 sqft
Lot size
0.33 acres
Year built
2006
Type
Single Family Residence
HOA dues
$34.58

Source: TRIANGLEMLS #10085823

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 30, 2025 06:59 pm
Listing agent: Dwayne Leatherwood (919) 500-8901
Listing provided courtesy of: ERA Live Moore (919) 500-7570
Details provided by TRIANGLEMLS and may not match the public record.
MLS ID: #10085823
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database. Information Not Guaranteed. Copyright 2025 Triangle MLS, Inc. of North Carolina. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
$1,883
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