8415 Laughlin Ln, Austin, TX 78744
3 beds · 3 baths · 2,018 sqft
Welcome home to 8415 Laughlin Lane, a charming 2 story in the heart of the incredibly sought-after, Easton Park community! This meticulously maintained home offers a sizable living space with an abundance of natural light, open kitchen-living-dining floorplan, tons of storage, and gorgeous finishes. The primary bedroom is quite large, with a dual vanity in the bathroom, walk in shower, and extended walk-in closet. The upper-level features two additional bedrooms, along with a spacious loft or flex space that can be transformed into a TV room, playroom, game room or office. Upgrades galore to include: soft chestnut wood-look tile flooring throughout the entire main floor, Greenwich handleset with broadway lever, round wood balusters, tile to ceiling in shower walls, primary shower has frameless glass with seat and mudset, high-level quartz countertops, pendant lights at kitchen island, kitchen lexicon quartz sink, and built-in oven and microwave. You will step outside to your back patio which includes fresh sod but most notably the *custom* poured concrete pavers with blackstar gravel perfect for relaxation or entertaining family and friends. Located just a 10-minute walk from Skyline Park, which features outdoor amphitheater, splash pad, playgrounds, downtown views, and more. Indulge in community amenities by walking or biking to The Union, where you can enjoy a full gym, two pools, casual hangout room, conference room, and dedicated HOA staff that organizes a variety of community events, from food trucks to live bands. This home is located close to downtown Austin, Austin-Bergstrom International Airport, McKinney Falls State Park, COTA, Tesla factory plus shopping & dining. *OWNER/AGENT*
Source: ACTRIS #6508551
Source: ACTRIS #6508551
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6508551
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.