841 W Placita Caney, Green Valley, AZ 85614
3 beds · 3 baths · sqft
Enjoy more space for the way you live! Nestled on a quiet cul-de-sac with no immediate front or back neighbors, this home provides a sense of privacy in a well kept neighborhood. While tucked away for peace and quiet, you'll still be just moments from the dog park, playground, shopping, dining, hiking trails, and so much more. Inside, the largest spaces shine, starting with the open kitchen, which boasts ample cabinetry and a large island at the heart of the first floor--perfect for gatherings. A convenient den and powder room offer flexibility, easily adaptable as a fourth bedroom. Currently an ideal playroom to keep toys neatly out of sight, it could also be transformed into a home office or gym, depending on your needs. Upstairs, discover a spacious loft and three bedrooms. Off the primary bedroom lies a unique bonus room - a cozy retreat that could be a nursery, home office, reading nook, or sanctuary to unwind after a long day. Built within the last 10 years, this home offers fantastic value in the heart of town. The highlight is undoubtedly the expansive backyard. An extra large gazebo awaits your creative touch, offering endless possibilities for outdoor furniture arrangements, while artificial turf keeps maintenance easy. With raised flower beds featuring a drip system, lush greenery, native cacti, and outdoor lighting, this backyard truly captures the essence of Arizona living. Imagine evenings spent here under the glowing sunset, surrounded by the serene beauty of the landscape. This property offers all the space and privacy you've been looking fortruly a remarkable place to call home.
Source: SOUTHAR #22427961
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22427961
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22427961
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.