841 Browning Rd, Enoree, SC 29335
4 beds · - baths · sqft
Looking For a gorgeous piece of property 10 acres with a wonderful 4 bedroom 2 bath home, look no further this Home is for you! A beautiful 10 acres with trails cleared out all through the property one trail leading down to the creek that runs through the property. The property has two deer stands currently that will remain with the home. In this very upcoming and popular area close to the new Woodruff high school being built, this property won’t last long. Just a short 10 minute drive to Woodruff for all your grocery shopping and restaurant needs. Also this property is approximately 20 minutes from the new BMW electric plant being built off of Highway 101! If you want to go in to Spartanburg and enjoy an evening of live music and dinner, it’s a quick drive down I 26 get off at 221 it will take you approximately 30 minutes or less to get to Downtown Spartanburg. This home has been very well-maintained. Has 4 large bedrooms. The master has his own private office and a large master bath. The living area is open with lots of room for entertaining the kitchen has several cabinets for all your storage needs and a large laundry room/mudroom for coming in from the backyard, you can also access the back patio through the breakfast/dining area lots of privacy. The home has a detached one car garage/workshop (20x30), and plenty of space to add your dream pool or another huge workshop just design away and this could be your dream property , call today for a private showing.
Source: GREENVILLESC #1531815
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1531815
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1531815
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