VA loan
1 of 40
VA loan
$439,900 $SIGNI

Sign in to see required down payment for the 2.5% rate

8404 White Poplar Dr, Riverview, FL 33578

3 beds · 2 baths · 2,218 sqft

You're about to FALL IN LOVE! Nestled in the exclusive GATED community of Harvest GLENN in NORTH Riverview, CORNER LOT just shy of 1/4 acre, NO FRONT NEIGHBORS, CUL-DE-SAC, 3 Bedroom|2 Bathroom+3 CAR OVERSIZED GARAGE, a total of 2947 sf! This home is TRULY UNIQUE! BRAND NEW ROOF: Feb 2025; A/C June 2021; SOLAR POWERED HOME (PAID IN FULL), REAR ENCLOSED CUSTOM "FLORIDA ROOM" complete with French Doors, Sunshades, TILE, curtains + A/C! Enter thru the gates to admire the consistent pride of ownership! Low maintenance lush Florida Native landscape framed with custom curbing, oversized parking, designer exterior elements greet you to the impressive OPEN GRAND FOYER offering SOARING CEILINGS, Plenty of Natural Lighting glowing throughout the FORMAL LIVING/DINING ROOM (easily convert to OFFICE/STUDY/DEN or 4th Bedroom) accented with Custom Wall Niches, Gallery Lighting, TRAY ceiling, Luxury Vinyl Flooring divided by the double dropped Layered Rotunda displaying Designer inspired Chandelier that defines this SPLIT floorplan. This chef's GOURMET kitchen offers GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, 42" WOOD EXPRESSO Cabinets, Waterdrop Display Glass, Upgraded Hardware, REVERSE OSMOSIS WATER SYSTEM, PENDANT LIGHTING, Under Cabinet Lighting, Recessed Lighting, Closet Pantry, Dinette/Breakfast Nook Flex Space, Extended Breakfast Bar, open to Family Room with Private Garden/Patio Views! Entire Home with exception of wet areas with Neutral Tile display LUXURY LAMINATE NUCORE HICKORY WOOD FLOORING, Ceiling Fans, 12' Ceilings, 2" Faux Blinds throughout, Window Treatments, Alarm System, Whole House Water Filtration System, 90% fenced yard, CUSTOM PATIO Platform, Robellini Palms, Bird of Paradise Garden WITH PLENTY OF ROOM FOR A POOL! Owners Suite is large enough for ANY furnishings with En-suite SPACIOUS bath equipped with DUAL CORIAN VANITIES, MOEN lifetime hardware, EXTENDED WALK-IN SHOWER with DUAL SHOWER HEADS & Shower Bench. Massive WALK-IN Closet, Garden Soaking tub and a private water closet. Additional 2 bedrooms exhibit plenty of natural lighting, ceiling fans, ample closet space; shared linen closet. Guest Bathroom has shower/tub combination with tile and lighting. BRAND NEW RAIN GUTTERS+DOWNSPOUTS, Exterior pest/wall System, Security System, Dual Garage Door Openers, RHEEM Water Heater, indoor Laundry complete with SAMSUNG Digital Inverter Washer+Dryer! HARVEST GLENN is a gated quaint community offering a Community Center, Pool, Park amenities and is surrounded by miles of walking paths. Location is convenient to MacDill AFB, Tampa General Hospital, New Advent Health Hospital, Tampa Int'l Airport, Tampa Selmon Expressway, Brandon, New Shopping Centers, New Restaurants, VA Annex, Downtown Tampa, Target, Hardrock Casino, I-75, I-4, close to Apollo Beach and public boat ramps. LOW CDD Fee included in the taxes. Low HOA. NO FLOOD INSURANCE REQUIRED! Make an appointment to view this LOVED HOME TODAY!

Estimated
Seller's interest rate
2.5%
7%
Estimated
Principal & interest
$977/mo.
$1,553
You may also save up to $176,632 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $977 monthly payment

Financed
$SIGNIN
Location
Use two fingers to move the map
Details
Home
Size
2,218 sqft
Lot size
0.2 acres
Year built
2009
Type
Single Family Residence
HOA dues
$88.67

Source: STELLAR #TB8364235

Loan
Remaining term
25 yrs and 7 mos
Rate
2.5%
Monthly P&I
$977
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 01, 2025 06:39 pm
Listing agent: Renee Perry (954) 448-8485
Listing provided courtesy of: FUTURE HOME REALTY INC (813) 855-4982
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8364235
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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