8371 SW 59th Ter, Ocala, FL 34476
4 beds · 3 baths · 2,550 sqft
MOVE IN READY! Why wait for new construction to be completed? This property is in pristine condition and is READY NOW at a GREAT PRICE!! This beautiful home, built in 2021, in the highly desirable Brookhaven neighborhood of Ocala, Florida, truly offers the perfect blend of space, style and community amenities. Whether you're looking for a home for your family, multi-generational living, or just plenty of space to entertain, this property covers it all. Spacious Layout: 2550 SF with 4 bedrooms and 3 bathrooms, this home provides ample living space, including an open-concept living room, dining room and a well-appointed kitchen with granite countertops and a LARGE ISLAND. The split-plan layout provides plenty of privacy with an amazingly large master bedroom retreat, complete with TWO large walk-in closets, tray ceilings and an ensuite bathroom with double sink vanity and granite countertops, tiled shower with glass enclosure, large garden tub, private water closet and a linen closet. The second bedroom has an ensuite bathroom and walk in closet that would make a great mother-in-law suite or older child suite. You will find two more bedrooms that share the 3rd bathroom. Perfect for children and/or guests. The bedroom, bathroom configuration gives plenty of options for children, guests and mulit-generational living. Wired with smart home technology...control your air, front door, etc., Ring door bell and many other options you can control right from your cell phone! There is a large interior laundry room with a walk-in closet providing plenty of storage. Speaking of storage...the home also has a THREE CAR GARAGE, complete with garage door openers. Plenty of room for all your toys, equipment, etc. Outdoor Living: Enjoy the covered, screened-in rear porch as well as a lovely backyard pergola. Both are ideal for outdoor entertaining. The completely vinyl fenced backyard provides plenty of privacy to enjoy this spacious CORNER LOT. Community Amenities: Brookhaven offers fantastic amenities, including a community POOL, cabana, playground, and a dog park—perfect for outdoor activities and family fun. The low HOA fee makes it affordable while ensuring the upkeep and maintenance of these shared spaces. The HOA fee also includes curbside trash collection. Location: The community pool, dog park, playground & cabana are located just a short walk away from this property. This home is close to local restaurants, medical facilities, good schools and shopping. Outdoor lovers will enjoy easy access to parks, The Florida Greenway walking and biking trails and other recreational areas. Additionally, Market Street at Health Brook offers nearby shopping, dining, and entertainment, and you have quick access to I-75 for trips to Orlando, Tampa, or Gainesville. This impeccably maintained and beautiful home truly stands out with its blend of functional design, upgraded features and a GREAT LOCATION, it’s a must-see for any homebuyer. Don't miss out—schedule a tour today!
Source: STELLAR #OM696184
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #OM696184
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
