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$315,000 SIGNIN

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836 W Calle Sucre, Sahuarita, AZ 85629

3 beds · 2 baths · 1,728 sqft

Step into a world of comfort, luxury, and adventure in this beautifully designed solar-equipped home located in the heart of Rancho Sahuarita! This beautifully designed home offers an inviting open layout, a gourmet kitchen perfect for hosting, and a private backyard oasis with an extended covered patio--ideal for starry nights and weekend gatherings. Enjoy resort-style living with sparkling pools, a splash park, scenic trails, a state-of-the-art fitness center, and even a stocked fishing lake! With top-rated schools and a welcoming community, this home isn't just a place to live--it's an experience. Call your agent today! If you're reading this, you already know this home may be for you. Here's what makes it fantastic: This isn't just a house-it's a gateway ton an unparalleled lifestyle. It's where home feels like a vacation! The spacious living room, with its iviting layout, designed for comfort and connection. It whispers of cozy mornings with coffee in hand and evenings filled with laughter. Just beyond, the kitchen is a chef's dream that features modern appliances, ample counter space, and rich cabinetry. It's perfect for preparing everything from quick breakfasts to festive holiday feasts. Beyond your front door, Rancho Sahuarita offers a resort-style experience like no other. Spend weekends lounging by the sparkling pools, including a splash park and lap pool, or embrace an active lifestyle with 24 miles of scenic walking and biking trails. Enjoy exclusive access to the state-of-the-art fitness center, stocked with top-tier equipment and fitness classes. Looking for more adventure? The Clubhouse at Rancho Sahuarita is a hub of activity, featuring a full calendar of community events, parks, sports courts, and even a stocked fishing lake where you can cast a line and unwind. Families will love the top-rated schools and the welcoming, tight-knit community that makes Sahuarita one of Arizona's most desirable places to call home. Step outside to your private backyard retreat, where a covered patio invites you to relax as the Arizona sun sets over the horizon. Whether you're hosting a lively weekend barbecue or simply enjoying a quiet evening under the stars, this space is ready to create lasting memories. With easy access to shopping, dining, and the vibrant energy of Tucson just a short drive away. This is more than just a home-it's an experience! Come see it for yourself. Schedule your showing today and start your next chapter in Rancho Sahuarita! Call listing agent today to schedule appointment!

Estimated
Seller's interest rate
2.88%
7%
Estimated
Principal & interest
$1,264/mo.
$1,947
You may also save up to $217,857 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,264 monthly payment

Financed
SIGNIN
Location
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Loan details
Remaining term
26 yrs and 7 mos
Loan type
FHA
Rate
2.88%
Monthly P&I
$1,264
Remaining balance

Source: Public records

Home details
Size
1,728 sqft
Lot size
0.14 acres
Year built
2021
Type
Single Family Residence
HOA dues
$135.00

Source: SOUTHAR #22510545

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 15, 2025 06:07 pm
Listing agent: Anthony Sotelo (520) 370-2092
Listing provided courtesy of: Keller Williams Southern Arizona (520) 615-8400
Details provided by SOUTHAR and may not match the public record.
MLS ID: #22510545
The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Everystate are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright © 2025 MLS of Southern Arizona. All Rights Reserved.
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