VA loan
1 of 48
VA loan
$818,889 SIGNIN

Sign in to see required down payment for the 2.75% rate

8356 Lakeside Dr, Jurupa Valley, CA 92509

5 beds · 4 baths · 2,992 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to this exceptional one-of-a-kind residence nestled on the 17th fairway of the Indian Hills Golf Course, where timeless design meets modern functionality. With outstanding curb appeal, an expansive gated driveway, four-car garage, RV parking, and additional 6+car driveway, this home is perfect for those seeking space, flexibility, and long-term comfort. Inside you will find soaring cathedral ceilings and an inviting formal living and dining area filled with natural light. Just off the kitchen, a built-in butler’s pantry with wine rack, desk space, and additional cabinetry creates an ideal spot for entertaining or staying organized. The heart of the home is the showstopping chef’s kitchen, beautifully upgraded with endless Kraft maple glazed cabinetry, a massive granite island, tumbled travertine backsplash with a mural, farmhouse sink, and high-end stainless steel Jenn-Air appliances including a six-burner griddle stove top, double oven with convection, warming drawer, full-size hood with dual fans, built-in microwave, refrigerator, and dishwasher. The open-concept family room features rich engineered hardwood flooring, a tile-faced fireplace with wood mantle, and elegant crown molding, flowing effortlessly into the rest of the home. A spacious laundry room with extensive built-in cabinetry makes everyday living seamless. The primary bedroom suite offers a private sanctuary, while upstairs includes an oversized bedroom and two additional bedrooms for ultimate versatility. What truly sets this property apart is the fully permitted granny suite with its own private entrance, bedroom, living area, built in cabinets, and bathroom—perfect for multi-generational living, extended guests, or additional income potential. Outside you will find an entertainer’s dream backyard featuring massive patios and a newly added expansive deck designed for large gatherings or quiet evenings with a view, overlooking the lush fairways, this backyard offers a rare sense of privacy and tranquility. Additional highlights include French doors, dual-pane glass-cut windows, beautiful chandeliers, alarm system, solar panels for energy efficiency, and thoughtful finishes throughout. This home offers the space, upgrades, and location today’s buyers are searching for—all in a highly desirable golf course community. Don’t miss this incredible opportunity to make this stunning home your forever retreat.

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$2,104
$2,686
You may also save up to $183,345 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,686 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,104
Principal & interest
$1,045
Mortgage insurance
-
Property taxes
$759
Home insurance
$300
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,992 sqft
Lot size
0.22 acres
Year built
1978
Type
Single Family Residence
HOA dues
$0.00

Source: CRMLS #PW25075884

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 11, 2025 09:11 am
Listing agent: Julio Saldana
Listing provided courtesy of: Realty Plus (714) 991-1157
Details provided by CRMLS and may not match the public record.
MLS ID: #PW25075884
Based on information from California Regional Multiple Listing Service, Inc. as of May 11 2025 - 22:15 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$2,104
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