8339 75th Ave, Seminole, FL 33777
3 beds · 2 baths · 1,389 sqft
Sellers just Dropped the price $10,000, they are MOTIVATED. Welcome to your dream home in the friendly community of Seminole! This beautifully updated 3-bedroom, 2-bathroom residence is a perfect blend of modern comfort and coastal convenience, just minutes away from the pristine beaches of Florida's Gulf Coast. As you step inside, you'll be greeted by an open, airy living space, highlighted by brand-new flooring (2024) that seamlessly flows throughout the home. Freshly painted walls (2024) create a clean and inviting atmosphere, ready for you to personalize and make your own. The heart of this home is a stylish kitchen, featuring modern appliances, ample cabinetry, and a convenient layout that makes meal preparation a breeze. Whether you're cooking for a crowd or enjoying a quiet dinner at home, this kitchen is sure to inspire your culinary creativity. The home boasts three generously sized bedrooms, each offering a comfortable retreat with plenty of natural light. The primary suite includes a private en-suite bathroom, while the additional two bedrooms share a well-appointed second bathroom, perfect for family or guests. Significant updates have been made to ensure worry-free living, including a new roof installed in 2022, a new water heater in 2021, and a new electrical panel in 2021. These essential improvements provide peace of mind and add tremendous value to the property. Step outside to your private backyard oasis to enjoy the Florida sunshine. The outdoor space is perfect for barbecues, gardening, or simply relaxing after a day at the beach. Location is key, and this home offers the best of both worlds – a peaceful neighborhood setting with the convenience of being just minutes from some of Florida's most beautiful beaches. You'll also find shopping, dining, and entertainment options nearby, ensuring you're never far from everything you need. Don't miss your chance to own this meticulously updated home in the heart of Seminole. Schedule your private tour today.
Source: STELLAR #t3531461
Source: STELLAR #t3531461
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3531461
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.