8335 Winecup Hl, San Antonio, TX 78256
4 beds · 7 baths · 4,694 sqft sqft
Nestled within the serene landscapes of Leon Springs, this magnificent 4-bedroom, 4.5-bathroom home offers a harmonious blend of luxurious living and unparalleled natural beauty. Boasting panoramic views of the Texas Hill Country, every corner of this residence is designed to embrace the essence of serene living.Step inside to be greeted by the grandeur of high ceilings adorned with stunning wood beams, casting a warm and inviting ambiance throughout the living room. Sunlight dances through expansive windows, illuminating the space and framing the picturesque vistas that await outside. Entertain in style in either the formal dining room or opt to dine alfresco on the expansive back patio with outdoor kitchen, where cherished memories are made against the backdrop of breathtaking sunsets. A tranquil study provides the perfect retreat for work or reflection, offering a quiet space to focus and unwind.Each of the four bedrooms is a sanctuary unto itself, boasting its own en-suite bathroom for ultimate privacy and convenience. Two bedrooms, including the lavish primary suite, are conveniently situated on the main level, offering ease of access and a sense of serenity. For the ultimate in flexibility and functionality, this home features a walk-out basement currently utilized as a gym, complete with a half bathroom and mini-split system for comfort. With the option to add a kitchenette and living quarters, the possibilities are endless, whether it be a guest suite, entertainment space, or private retreat. A three-car garage provides ample space for vehicles and storage, while the gated community ensures security and peace of mind. Located less than 5 minutes from I-10, and just moments to Friedrich Park, The Dominion, The Rim, and HEB, this home offers unparalleled convenience and access to amenities, making it the perfect retreat for those seeking luxury, comfort, and natural beauty in the heart of the Texas Hill Country.
Source: SABOR #1770085
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1770085
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1770085
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.