8328 Whistling Duck Dr, Fort Worth, TX 76118
4 beds · 3 baths · 2,425 sqft sqft
Prime Location in the Heart of DFW. Welcome to your Dream Home in the Lakes of River Trails Community. This sought after impressive community features several lakes, greenbelts, walking trails, and private parks. Exterior features a manicured yard with full sprinklers, 2024 replaced roof and gutters, back yard patio, upgraded front door with wrought iron accent, all brick & stone elevation that showcases a wooden newly stained 2 car garage door. Inside provides a 1 story split floor plan, 4 bedrooms, 3 full baths, formal dining that could be used as an office space. The primary bedroom is huge with a vaulted ceiling, walk in closet, double vanities with a makeup area, oversized soaking bathtub, separate shower with a tile seat. ONE OF THE OTHER BEDROOMS HAS ITS OWN ENSUITE FULL BATHROOM. Other interior features include a custom kitchen vent hood, oven, 42inch cabinets, pantry, electric cooktop, granite counter tops throughout, living rm w-beautiful fireplace, recently painted neutral walls, tile and carpet flooring, oversized laundry room with built in cabinets. Discover unbeatable convenience with this centrally located property, nestled in the vibrant DFW area. This home offers easy access to major highways for quick commutes, making it ideal for those who want to stay connected to both work and play. Situated in the sought-after H-E-B ISD, this property is surrounded by excellent schools, shopping centers, and popular dining options, as well as being close to DFW Airport for easy travel. Enjoy all the amenities of big-city living while being part of a welcoming community!
Source: NTREIS #20771579
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20771579
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20771579
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.