8323 Enclave Way # 104, Sarasota, FL 34243
3 beds · 2 baths · 1,675 sqft
This home has a TRANSFERABLE MORTGAGE with a LOW RATE of 4.125% for those who qualify. That means you could SAVE about $500 a month! Discover a life of ease and luxury at 8323 Enclave Way #104 in Sarasota, FL. This stunning condo promises a low-maintenance lifestyle, perfect for those who want to enjoy everything the city offers without the hassle. Built in 2017, this 3-bedroom residence, including a versatile den, is nestled in a gated community that offers privacy while being just moments away from Sarasota’s attractions. The open floor plan is a haven of natural light with high ceilings and beautiful finishes. The kitchen, equipped with stainless-steel appliances, granite countertops, and a spacious island, makes entertaining a breeze. Your private screened lanai offers serene lake views – an ideal spot to unwind. The luxurious primary suite features a walk-in shower, dual vanities, and a major closet space, ensuring your mornings are as effortless as your evenings. Guests can enjoy two additional bedrooms, all showcasing elegant luxury vinyl flooring. Even chores are a joy with a full-sized washer and dryer conveniently located on the same floor. Plus, with an attached garage and a private driveway, every aspect of convenience is at your fingertips. The community amenities are designed for relaxation and recreation, featuring a heated pool, lap pool, fitness center, clubhouse, and more. Enjoy easy access to UTC’s top-tier shopping & dining and kayaking and competitive rowing at Nathan Benderson Park to enjoying Downtown's cultural attractions and eclectic food selections, Lido Beach and St. Armands Circle’s charm, your weekends are bound to be full of adventure. This property is not just about where you live—it’s about enhancing your lifestyle. With virtually no maintenance to worry about, you’ll finally have the time to focus on the things that matter most. Perfect for young professionals, growing families, or those looking to downsize without sacrificing luxury, this home is where modern living meets Sarasota charm. Schedule your private showing today and step into a new life of convenience and elegance. For a virtual walk through visit: https://funkypalmproductions.hd.pics/8323-Enclave-Way/idx
Source: STELLAR #A4643633
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4643633
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.