832 Queens Creek Rd, Hubert, NC 28539
3 beds · 2 baths · sqft sqft
Discover your dream home in this beautifully updated 3-bedroom with an additional bonus room, 2-bathroom retreat, designed with an open floor plan perfect for entertaining. As you step inside, you'll be greeted by an abundance of natural light that flows throughout the entire home, enhancing its inviting and peaceful ambiance and we cannot forget the sound dampening. Designed for those who love to host, the spacious layout seamlessly connects the living, dining, and kitchen areas. The large gourmet kitchen boasts sleek stainless-steel appliances, ample cabinetry, and generous countertop space—ideal for any culinary enthusiast. The split floor plan ensures privacy, with the expansive primary suite offering two closets, including a walk-in, and a spa-inspired bathroom featuring a newly updated shower and a luxurious soaking tub. Throughout the home, modern updates have been thoughtfully incorporated, enhancing both style and function. A bonus room offers flexible space for a home office, playroom, or media area, and the laundry room with utility sink adds convenience to your daily routine. The home and carpet have been professionally cleaned and ready to move in! Step outside to your large, fenced backyard—perfect for hosting parties, BBQs, or simply relaxing in your private oasis. With additional space for a boat, RV, or other recreational vehicles, this home is ready for all your adventures. Located just minutes from the military base entrance, the boat dock, schools, shopping, and the beach, this home offers a perfect blend of tranquility and convenience. Don't miss out on this opportunity to own a peaceful retreat with all the modern comforts! This stunning property stands out for its combination of luxurious features, serene setting, and proximity to the best the area has to offer. Your perfect retreat awaits—schedule your private tour today! **BACK ON THE MARKET-NO FAULT OF THE HOME OR SELLERS**
Source: NORTHCAROLINAREGIONAL #100464817
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100464817
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100464817
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.