8315 Greeley Blvd, Springfield, VA 22152
4 beds · 3 baths · 1,254 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Get ready to be wowed by this updated 4 bedroom 2.5 bath Springfield home with an amazing deck and backyard and lawn that is the envy of the neighborhood! This 1,600 total square footage property is meticulously maintained with pride of ownership evident in every room. The kitchen features a pantry with Elfa shelving, stainless-steel appliances, 42-inch cabinets, granite countertops with plenty of counter space, and recessed lighting. A window above the sink allows for a lovely view outside while you wash dishes and a door leading from the carport to the kitchen makes unloading groceries a breeze. Relax in the living room with a great view of the backyard out the large picture window. Enjoy gleaming hardwood floors in this space! Upstairs, 3 bedrooms with hardwood floors and 2 full baths allow for plenty of space for everyone. The primary bedroom features a built-in closet with Elfa shelving, and Bluetooth speakers in the upper-level bathroom ceilings are a fun detail! Need more space for people to sleep? Head down to the lower level for the 4th bedroom and a half bath separated from the rest of the basement with a door for privacy. Also on the lower level is the laundry room as well as a living area with a door leading to the side yard. And speaking of yard, let’s talk about the backyard and deck! A composite deck built in 2020 as well as a fence for privacy built in 2020 and re-stained in 2024. An amazing Skyfort II Cedar Swing Set and Playground for outdoor fun! And a larger graded lot with trees removed, wood retaining walls, and professional landscaping along the fence. Imagine enjoying lovely spring and summer days or entertaining family and friends from the comfort of your own deck! What more could you ask for? All this plus an amazing location with easy access to Rolling Rd leading to 95, 395, and 495 as well as 5 minutes from Trader Joe’s! Don’t wait! Schedule a tour today! New interior doors, fresh paint, new ceiling fans (2025); water heater, new LG washing machine, new flooring in upper level hall bath, lower level bath remodel, basement remodel (2023); fence, composite deck, new GE dryer, kitchen and basement exterior doors (2020); Elfa closets installed (2019); heater circuit board (2018); new stairs and banister, vinyl siding, gutters, roof (2017); upper level bathrooms remodel (2016); front door (2015); playground, new windows, Amana air conditioner, furnace, and coil (2014); kitchen remodel (2011).
Source: BRIGHT #VAFX2228544
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2228544
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.