8308 NW 141st Cir, Oklahoma City, OK 73142
3 beds · 2 baths · 1,799 sqft
New price! Premium upgrades – all for only $295K! Don’t miss out! This one-owner home, nestled in a peaceful cul-de-sac, is ready for your personal touch! Recently cleared to give you a fresh start, the home combines thoughtful features and upgrades for both functionality and potential. With paid-off solar panels and Alexa-compatible smart lighting, you can enjoy modern convenience and energy efficiency from day one. Key Features: • Spacious primary bedroom with private access to the covered patio • Bonus room – ideal for an office, playroom, or creative space • Hidden storage features like the fireplace mantle with outlets and a banquette seating area with storage underneath • Pull-out pantry cabinets and a small rolling kitchen island for added functionality Convenient upgrades include: • Monitored security system and sprinkler system • Storm shelter for peace of mind • Overhead garage storage racks and utility sink • Whole-home water softener and ION-filtered kitchen faucet for clean, fresh water. Located in the sought-after Deer Creek School District with easy access to the Kilpatrick Turnpike, Mercy Hospital, and local restaurants, this home offers both comfort and convenience. Plus, enjoy access to the neighborhood pond and park for peaceful outdoor relaxation. Whether you’re relaxing by the neighborhood pond or enjoying your morning coffee on the covered patio, this home provides the perfect setting for creating your own peaceful retreat. Ready to make it your own? Schedule a private showing today and envision the endless possibilities!
Source: MLSOK #1155413
Financials
Source: MLSOK #1155413
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.