830 W Bond St, Denison, TX 75020
4 beds · 2 baths · 1,732 sqft
With stunning contemporary finishes and meticulous attention to detail, this spacious four-bedroom, two-bathroom single-level home seamlessly blends upscale living with modern day convenience. Brand new extra-wide luxury plank flooring further enhance this expansive & open flowing floorplan, with a generous sun-filled living room, bright and open kitchen & dining room, equipped to host large gatherings with plenty of extra seating. An inviting open kitchen with luxury marble countertops, upgraded cabinetry, and state-of-the-art stainless steel appliances create the perfect blend of a bright, welcoming and elegant atmosphere. Each of its four substantially-sized bedrooms allows comfortable accommodation for your larger furnishings. Two contemporary upgraded bathrooms feature a double-sink vanity in the primary, new shower & tub surrounds, new shower accessories, and lighting. Located on a highly desirable corner-lot with nice green grassy lawns in the front and back yards, your new home additionally features a large freshly painted porch & back deck, effortlessly blending indoor and outdoor living. Home is equipped with new roof & plumbing. With its sprawling floorplan, superb finishes, sun-filled living spaces and prime corner-lot location near vibrant Downtown Denison, this home is perfectly ready for its new owners!
Source: NTREIS #20877251
Financials
Source: NTREIS #20877251
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.