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830 Candlewood Cir

New Braunfels, TX 78130

4 beds · 3 baths · 3,264 sqft

$535,000

$2,733/mo with 4% Express Financing

$3,166/mo with 7% bank financing

Get prequalified

About this home

PRICE DROP! MOTIVATED SELLERS! Will be available for rent around August 15th. This home offers one of the lowest price-per-square-foot values in the neighborhood. With versatile living spaces, location-driven appeal, and solid rental or long-term equity potential, it’s an opportunity for both homeowners and investors alike. Step inside this two-story home where sunlight dances through floor to ceiling windows and mature trees wrap the backyard in natural serenity—giving the feeling of living in a private treehouse. Designed for connection and comfort, the flowing layout includes a cozy double-sided fireplace and a dedicated media room for movie nights. The kitchen has a garden window with shelves, letting in natural light. Perfect for plants! There is also a gas range, open shelving, plenty of counter space and a walk-in pantry. Two secondary bedrooms are located on the main floor, while the spacious primary suite upstairs features an adjoining sitting room with doors that lead to your own private deck. If you don’t need the large bedroom above the garage (which has its own bathroom) it can be a great flex space for a man cave or creative studio. Whether you're working from home, entertaining guests, or unwinding by the river just a short walk away, this home offers a beautiful lifestyle close to everything that New Braunfels has to offer. In an established neighborhood with tennis courts, Guadalupe River access, and golf cart routes to downtown and Gruene, it’s a rare find. Sellers are motivated and the home is sold as-is—bringing opportunity to personalize without compromise.

Source: CENTRALTEXAS #582162

3,264 sqft
0.315 acres
Single Family
Built in 1987
2 car garage
Air conditioning
Fireplace

$2,733/month
Compared to $3,166/mo with 7% bank loan

$257,748
19y 4mo
4% 7%
$257,748 at 4% (VA)
$0 at 8.125% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$1,597
Mortgage insurance
-
Property taxes
$668
Home insurance
$459
HOA fees
$8
Utilities
Not included
Total monthly payment
$2,733

Loan details
Loan type
VA
Remaining balance
$257,748.32
Remaining term
19 yrs and 4 mos

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 25, 2025 11:52 pm
Listing provided courtesy of: Reliance Residential Realty - (830) 629-3338
Details provided by CENTRALTEXAS and may not match the public record.
MLS ID: #582162
Information is provided exclusively for consumers personal, non - commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025, Central Texas Board of REALTORS
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