830 Candlewood Cir, New Braunfels, TX 78130
4 beds · 3 baths · 3,264 sqft
Welcome to this exceptional home in the Summerwood neighborhood of New Braunfels, just 2 blocks from the beautiful Guadalupe River. Boasting a spacious livable area of 3320 sq ft, this unique split floor plan multi-level house offers a perfect blend of comfort, elegance, and entertainment options for the entire family. Glamourous glass windows that invite the outdoors in. The master bedroom comes with an attached sitting room and opens onto an inviting outdoor porch, perfect for enjoying the tranquil surroundings. Additionally, the oversized garage includes a huge fourth bedroom that can be utilized as a game room, offering versatility and convenience for various activities. The interior of this home is adorned with high-quality features, including a movie room with an elevated floor and built-in cabinets, creating an ideal space for entertainment and relaxation. The kitchen is a chef's dream, equipped with a commercial stove, a sub-zero fridge, and a separate pantry room, ensuring the perfect environment for culinary creations. The two-sided gas fireplace adds warmth and character to the living space, creating a cozy atmosphere for gatherings and family time, Furthermore, the property includes appealing amenities such as wood and carpet flooring, ceiling fans, high ceilings, solid wood cabinets, and walk-in closets enhances the overall comfort and functionality of the home. Located just two blocks from a picturesque park along the Guadalupe River and within walking distance to the NB library and Fair Grounds, this home offers an idyllic setting for outdoor activities, leisurely strolls, and family outings. Its proximity to Schlitterbahn provides easy access to one of the area's most popular attractions, ensuring endless entertainment options for all ages. With its unique design, prime location, and array of desirable features, this home near the Guadalupe River is ready to welcome you into a life of comfort, convenience, and endless possibilities.
Source: CENTRALTEXAS #548201
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #548201
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #548201
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.