83 Woodgate Dr, Ponte Vedra, FL 32081
2 beds · 2 baths · 1,627 sqft
Welcome to this pet free and beautifully appointed Prosperity floor plan home in the heart of Del Webb Nocatee, a premier 55+ gated community offering resort-style living. With 1,627 square feet of thoughtfully designed space, this home blends style, comfort, and functionality in a layout that feels both open and intimate. Curb appeal shines from the moment you arrive, thanks to a beautifully pavered driveway and well-maintained landscaping that set the tone for the quality you'll find inside. Step through the front door into a bright and open floor plan anchored by a chef-inspired kitchen, complete with upgraded KitchenAid appliances, soft-close drawers and cabinetry, elegant quartz countertops, and a spacious island perfect for entertaining or everyday living. The kitchen flows effortlessly into the dining and living areas, creating a warm, welcoming space ideal for hosting or relaxing. Throughout the home, 8-foot doors add an elevated, custom feel while enhancing the sense of spaciousness and flow. Just beyond the main living area, you'll find an extended pavered lanai that overlooks the wooded preserve, offering the perfect place to unwind, dine outdoors, or soak up the Florida sunshine. It's an ideal space for enjoying peaceful mornings, evening gatherings, or simply embracing the beauty of outdoor living. The owner's suite offers a peaceful retreat, featuring a spacious bedroom, a spa-like en-suite bath with dual vanities, added vanity drawers, upgraded counter-height cabinetry, upgraded taller toilets, a generous walk-in closet, and a handicap-accessible shower with built-in bench, and designed for both comfort and ease of use. A flexible bonus room provides the ideal setup for a home office, hobby space, or cozy den. The guest suite is thoughtfully positioned for privacy and comfort, and features a charming bay window that brings in natural light and adds architectural character to the space. The guest bath also includes upgraded counter-height cabinetry for added convenience and style. Additional highlights include luxury vinyl plank flooring throughout the entire home, a two-car garage, smart home features designed for modern living, a UV light for the HVAC system to promote cleaner indoor air, and a whole-home water softener that adds comfort and efficiency to everyday living. Located in the vibrant Del Webb Nocatee community, residents enjoy access to top-tier amenities including a clubhouse, state-of-the-art fitness center, resort-style pool, pickleball courts, scenic trails, and a wide variety of social events and activities. This Prosperity home offers the perfect blend of low-maintenance living, thoughtful design, and upscale finishes in one of Northeast Florida's most desirable active adult communities. Schedule your private tour today and come experience it for yourself. Nocatee residents enjoy a wealth of amenities that enhance their lifestyle. The community features two expansive water parksthe Splash Water Park and the Spray Parkoffering pools, slides, and play areas suitable for all ages. For fitness enthusiasts, there are multiple parks, neighborhood pools, fitness centers, and miles of nature trails. Residents can also enjoy boating and fishing with direct access to the Intracoastal Waterway via kayak launches. The Nocatee Town Center provides convenient shopping and dining options, including a Publix Supermarket and various restaurants. Additionally, the community hosts numerous events and activities, fostering a strong sense of community among residents.
Source: REALMLS #2080920
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2080920
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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