828 Kildrummy Dr, Davenport, FL 33896
4 beds · 3 baths · 1,804 sqft
Welcome to Your Dream Pool Home in the Gated Community of Sanctuary at West Haven! Step into luxury with this beautifully upgraded Cul-de-sac 4-bedroom, 3-bathroom residence featuring a spacious 2-car attached garage. Located in one of Central Florida’s highly sought-after gated communities, this home offers the perfect blend of elegance and comfort. This incredible home is recently renovated with a brand-new gourmet kitchen, complete with quartz countertops, upscale stainless-steel appliances, Custom wood cabinets with adjustable shelves and 42” upper cabinets, Impressive large island with waterfall quartz countertop and Designer recessed lighting, single lever faucet with pull-out sprayer, Energy-efficient multi-cycle dishwasher and smooth top stove with a self-cleaning feature, Space-saving microwave over the range, Refrigerator with Cold Water and Ice Dispenser, and a spacious floor to ceiling pantry cabinet. The newly painted Bright & Spacious interior flaunts an open-concept floor plan, and elegant vaulted ceilings, modern flooring throughout creating an inviting atmosphere. Retreat into the Luxury Master Suite that has a Direct access to the screened-in pool area through sliding doors, Two spacious his-and-her walk-in closets, En suite bath featuring his-and-her vanities with new quartz countertops, rectangular sinks, and soft-close cabinet doors, Large corner bathtub and a separate standing shower bay. Enjoy your private Screened-in Outdoor Oasis featuring the newly resurfaced pool with an outdoor shower perfect for outdoor gatherings, entertainment and relaxation. New washer/dryer, HVAC system upgraded in November 2022, HOA amenities include cable TV, internet, and lawn maintenance for a hassle-free lifestyle. Conveniently located near Central Florida's major road networks, this Airbnb-approved community provides easy access to Disney theme parks, shopping, beaches, restaurants, and the airport, making it an ideal choice for a main/vacation home or for short/long-term rentals. Don’t miss out! Contact us today to schedule a private tour and discover why this incredible home is the perfect blend of luxury, convenience, and income potential!
Source: STELLAR #o6239744
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6239744
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6239744
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.