828 KILDRUMMY DR, Davenport, FL 33896
Welcome to Your Dream Pool Home in the Gated Community of Sanctuary at West Haven! Step into luxury with this beautifully upgraded Cul-de-sac 4-bedroom, 3-bathroom residence featuring a spacious 2-car attached garage. Located in one of Central Florida’s highly sought-after gated communities, this home offers the perfect blend of elegance and comfort. This incredible home is recently renovated with a brand-new gourmet kitchen, complete with quartz countertops, upscale stainless-steel appliances, Custom wood cabinets with adjustable shelves and 42” upper cabinets, Impressive large island with waterfall quartz countertop and Designer recessed lighting, single lever faucet with pull-out sprayer, Energy-efficient multi-cycle dishwasher and smooth top stove with a self-cleaning feature, Space-saving microwave over the range, Refrigerator with Cold Water and Ice Dispenser, and a spacious floor to ceiling pantry cabinet. The newly painted Bright & Spacious interior flaunts an open-concept floor plan, and elegant vaulted ceilings, modern flooring throughout creating an inviting atmosphere. Retreat into the Luxury Master Suite that has a Direct access to the screened-in pool area through sliding doors, Two spacious his-and-her walk-in closets, En suite bath featuring his-and-her vanities with new quartz countertops, rectangular sinks, and soft-close cabinet doors, Large corner bathtub and a separate standing shower bay. Enjoy your private Screened-in Outdoor Oasis featuring the newly resurfaced pool with an outdoor shower perfect for outdoor gatherings, entertainment and relaxation. New washer/dryer, HVAC system upgraded in November 2022, HOA amenities include cable TV, internet, and lawn maintenance for a hassle-free lifestyle. Conveniently located near Central Florida's major road networks, this Airbnb-approved community provides easy access to Disney theme parks, shopping, beaches, restaurants, and the airport, making it an ideal choice for a main/vacation home or for short/long-term rentals. Don’t miss out! Contact us today to schedule a private tour and discover why this incredible home is the perfect blend of luxury, convenience, and income potential!
You may be able to put down less than the total down payment amount of $223,128 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6239744