8277 Bower Bass Cir, Wesley Chapel, FL 33545
4 beds · 3 baths · 3,313 sqft sqft
Immerse yourself in the comfort and elegance of this pristine rental property located in the coveted Epperson neighborhood. The CRYSTAL LAGOON is the centerpiece of the community, offering a unique and refreshing aquatic experience right at your doorstep. Boasting 4 spacious bedrooms, 3 sleek bathrooms, LOFT & FLEX/Den, and a state-of-the-art open concept kitchen complete with stainless-steel appliances and solid cabinets countertops, this home is designed to impress. With exclusive access to a crystal lagoon and a host of amenities, this residence defines luxurious living. Step into a welcoming foyer that unfolds into an exquisitely designed living space where natural light dances across the open floor plan, perfectly suited for both tranquil relaxation and grand entertaining. The heart of the home is a chef's dream, featuring a modern kitchen equipped with top-of-the-line stainless-steel appliances, ample storage in the solid cabinets, and elegant countertops that make meal prep a delight. The 4 inviting bedrooms with a serene escape with plush carpets and generous closet space. The 3 bathrooms shine with contemporary fittings and finishes, ensuring a spa-like experience for residents and guests alike. Outside, your private paradise awaits, with a meticulously maintained lot spanning 4229 square feet. Whether you're soaking up the sun or hosting a weekend barbecue, outdoor living has never felt so luxurious. Epperson is renowned for its serene atmosphere and family-friendly vibe. Residents enjoy proximity to top-rated schools, diverse dining options, vibrant shopping centers, and convenient public transportation.
Source: STELLAR #tb8312694
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8312694
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8312694
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.