8272 Le Mesa St, Orlando, FL 32827
3 beds · 2 baths · 1,571 sqft
NO INVESTORS PLEASE - END BUYERS ONLY - $5,500.00 closing cost Costs Contribution to the buyer * Welcome to this Custom Gorgeous paradise home with a Top location in Orlando *** 5 minutes from The International Orlando Airport, and Hwy 528 , Theme Parks are few minutes from the house and majors restaurants, theaters, Florida Mall , International dr., Millenia Mall, Walmart, Publix. The house has 3 extra large bedrooms and 3 full bathrooms. BRAND NEW 3.5 TON A/C. This property counts with the most extra large convenience backyard .31 acre vinyl fenced for your family activities , the kitchen has granite counter top and new cabinets with top of the line stainless steel appliances. House includes ceiling fans and a custom Tv, wall unit with a modern electric fireplace built in lights ,located on the living room area and made your days as a movie theater experience. The front windows are custom and open to outside as a extra feature. The house have a impressive custom front door and new garage door. The hallway has an extra large bonus closet you can use as store or small office. The HOA includes on the payment , the front yard maintenance, Basic Cable , 2 swimming pools community and Home exterior paint every 7 years. as their consideration. The community have playgrounds and excellent Park to walk or jogging across the street with also baseball playground in the same area. the followings things are Included on the sale of the house 1.ceiling fans 2. Appliances on the Main kitchen , fridge, stove, dishwasher. microwave 3. Alarm System 4. window treatments. ***The followings one are Not included on the sale 1.Ring security cameras 2.TV, or electronics, 3.furniture 4. fridge Located on Bonus Room 5.washer and dryer 6.wall decorations 7.dinning light 8. small fireplace located on the wall 9. lawn machine and tools located on the back yard. 10.BBQ and Blue chairs located on the porch.11.Blue Pots and gray chairs Located on the front balcony 12. 5 front landscaping lights 13.Not furniture at all. 14 surround bar located on the wall 15.mirror at walls 16.the hose in the cart located at front yard. 16 Sensor lights located at back and the side of the house*
Source: STELLAR #o6245124
Financials
Source: STELLAR #o6245124
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.