8272 Artisan Way, Seminole, FL 33777
4 beds · 3 baths · 2,967 sqft
Under contract-accepting backup offers. Back on Market... Seller placed new tile flooring upstairs in the common area and did a nice price adjustment. Built in 2019 and lovingly cared for by its one and only owner, this home is a haven of elegance and charm, and promises to capture your heart at first glance. With soaring ceilings and a wide-open floor plan, this residence offers both grandeur and warmth. The kitchen—truly the heart of the home—boasts carved hardware and thoughtful details, including a hardworking butler’s pantry. Here, the sprawling island becomes the centerpiece for laughter and connection, while the pantry discreetly handles the essentials one needs to pull off a great meal or the ultimate party. The beautiful wrought iron staircase sweeps upward, a work of art that commands attention, while the slate accent wall in the living room adds a dramatic backdrop. Every detail whispers care and intention. Step outside to an oasis straight from the pages of a magazine. Surrounded by tranquil hues that invite serenity, landscaping that was carefully chosen, and sounds of water only add to the resort feel. The cabana offers a shaded retreat where time slows down. Whether it’s a morning coffee or an evening toast, this space promises unforgettable moments. Upstairs, the primary suite is yet another sanctuary complete with an ensuite and an expansive walk-in closet. The additional bedrooms are both spacious and inviting, while the bonus room offers endless possibilities—transform it into a playroom, gym, media center, or home office to suit your dreams. Located in the exclusive gated community of Artisan Preserve, this home is perfectly positioned. Just minutes from award-winning beaches and the vibrant energy of downtown St. Petersburg, every adventure is within reach. And... this home is not in a Flood Zone. This isn’t just a house; it’s the beginning of your next great love story.
Source: STELLAR #TB8332900
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8332900
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.