8265 Crest Top Ct NE, Leland, NC 28451
3 beds · 2 baths · sqft
Welcome to your dream home in the highly touted Compass Pointe Community! Step inside and be greeted by the warm and inviting hardwood floors that lead to the heart of the home, the wonderful kitchen. The kitchen boasts beautiful tile backsplash, granite countertops, stainless steel appliances, and upgraded lighting, creating a space that is both functional and aesthetically pleasing. Off of the kitchen, you'll find the elegant dining room and spacious living room, complete with crown molding, trey ceilings, and a cozy gas fireplace. Enjoy the year-round comfort of the heated sunroom, a perfect place to relax and unwind. Step outside onto the patio and take in the expansive backyard, offering ample space for outdoor activities or simply enjoying the beauty of nature. The primary bedroom is generously sized and features an expansive walk-in closet, providing plenty of storage space. The primary bathroom offers a double vanity and a walk-in shower, creating a luxurious retreat within your own home. The home also has significant open attic space for storage, with 473 square feet of usable and accessible floored attic area. The Compass Pointe Community is known for its exceptional amenities. Enjoy access to the community Clubhouse, indoor and outdoor pools, and the community's very own Lazy River! Other amenities include Pickleball Courts, Basketball Courts, tennis courts, a Wellness Center, Sauna Room, and much more. The HOA also provides homeowners insurance and maintenance and security services for the home, including lawn maintenance (cutting, trimming, & treatment), foundation plant pruning, exterior pressuring washing of the house 1x a year, gutter cleaning 1x a year, and security personnel in the community. For your peace of mind, the sellers are also offering a home warranty, ensuring that you can enjoy your new home with confidence. Don't miss out on this incredible opportunity to own a beautiful home in a friendly neighborhood with unmatched amenities!
Source: NORTHCAROLINAREGIONAL #100478936
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100478936
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100478936
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.