8262 Velda Trl, Sarasota, FL 34241
4 beds · 3 baths · 2,487 sqft
Welcome to the stunning Boca Grande model in the highly sought-after Skye Ranch community! This 4-bedroom, 2.5-bathroom home offers an elegant and spacious layout designed for comfort and functionality. As you step inside, you’re greeted by an inviting open-concept living space with abundant natural light and high ceilings. The living room is the heart of the home, featuring a beautiful electric fireplace that adds warmth and ambiance, making it the perfect spot to unwind or entertain guests. The gourmet kitchen boasts modern appliances, sleek countertops, ample cabinetry, and a large island, ideal for meal prep and casual dining. A dedicated dining area provides the perfect space for gatherings. The primary suite is a true retreat, featuring a private sitting area or office nook, offering a quiet space for work or relaxation. The luxurious en-suite bath includes dual vanities, a walk-in shower, and a spacious walk-in closet, providing ample storage and comfort. Step outside to your private backyard oasis, backing up to a beautiful preserve, creating a serene and peaceful setting with no rear neighbors. Whether you’re enjoying your morning coffee or hosting a barbecue, this outdoor space offers both beauty and tranquility. Skye Ranch is known for its top-of-the-line amenities, providing an unparalleled lifestyle. Residents enjoy a resort-style pool, clubhouse, state-of-the-art fitness center, an indoor basketball court, a rock climbing wall, and a charming café. The community also features playgrounds, sports courts, and miles of scenic walking and biking trails. Conveniently located near shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, comfort, and convenience. Don’t miss this opportunity to own a home in one of the most desirable communities—schedule your private showing today!
Source: STELLAR #A4643629
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4643629
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.