8235 Gulf Way, Hudson, FL 34667
4 beds · 3 baths · 2,225 sqft

Get a free consultation call with an expert in the mortgage assumption process.
This BEAUTIFUL home is perfectly located in the desired waterfront community of Sea Pines. Freshly painted inside and outside, and brand new vinyl throughout the whole home. You will be greeted on the main living floor by an expansive living room/dining room with cathedral ceiling, and lots of sunlight, new cabinets with a beautiful quartz in all three bathrooms. Just off the dining area is the open kitchen with breakfast bar. The kitchen includes all stainless steel appliances, granite counter tops, under mount stainless steel sink. The laundry room is located in the kitchen and includes the washer and dryer. Directly off the dining area is a screened covered patio with sliding door that over looks the backyard that has no rear neighbors. The large master bedroom includes an en suite bathroom complete with garden tub, separate shower, water closet, and dual under-mount vanity with quartz counter top. The walk in closet in the master bedroom has a built in California closet system. There are two other large bedrooms in the second floor, and a California closet system. The rear bedroom has a is a covered screened in balcony that looks out onto the back yard. The second bathroom includes a shower/tub combo with tile shower surround. The 4th bedroom is located in the 3rd floor and it could work as ii-law suite as it has it's full bathroom. This house has an over sized two car garage complete with garage door openers. There is a bonus storage room located in the garage area. This home is located minutes from Gulf Beaches and Sun West Park. There is an optional Civic Association with community boat ramp and Gulf access.
Source: STELLAR #O6276106
Source: STELLAR #O6276106
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
