8235 Bird Whistle Ln, Land O Lakes, FL 34637
5 beds · 4 baths · 3,773 sqft
PRICE IMPROVEMENT! CORNER LOT! Welcome home to the highly sought-after RESORT-STYLE neighborhood in Connerton Village. This spacious 5-bedroom 3.5-bathroom 3-CAR GARAGE home has 3,777 square feet of living space and offers many comforts for a luxurious living experience. A BUTLER pantry connects to the expansive GOURMET kitchen featuring QUARTZ countertops, stainless steel appliances, DOUBLE mounted OVENS, a gas range, and an oversized prepping island which includes a sink. The CENTER ISLAND overlooks the large family room making it ideal for entertaining. The FIRST FLOOR also features the master bedroom with an extravagant ensuite bathroom with a SOAKING TUB, separate shower, dual sinks and a great walk-in closet. The family room has a built in 75-inch TV and electric fireplace. On the second floor, there is an OVERSIZED LOFT perfect for movie nights or gaming area, as well as four bedrooms offering plenty of space. The Loft area has a pool table that will stay. The huge three car tandem garage has been upgraded with additional outlets and is pre-wired for electric car charger. This home is located across the street from a convenient park, playground, and dog park. CONNERTON offers lots of amenities: temperature-controlled lap pool, playgrounds, fitness center, outdoor amphitheater, and tennis, volleyball and basketball courts. Its clubhouse serves as the social hub of the community complete with an impressive pool and SPLASH PARK. Make an appointment to PREVIEW your DREAM HOME! MORE PHOTOS COMING SOON!
Source: STELLAR #o6204956
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6204956
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6204956
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.