VA loan
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VA loan
$935,000
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8210 Palmer Ln, Waxahachie, TX 75167

4 beds · 4 baths · 3,507 sqft

Welcome to your New Custom Family Home sitting on 1.01 acre in the tranquil neighborhood of Legacy Estates - 4 bedrooms, 4 full baths, open living room, media room, game room and office! This stunning property offers luxurious amenities and exquisite design features. The inside has a seamless blend of modern elegance, highlighted by hand scraped Red Oak floors, a gourmet kitchen with large bar island, custom tile backsplash and walk-in pantry. Featuring WOLF range and double oven with built in wok station. Home features Full Home Automation to control music, blinds, lighting and climate. You can retreat to the expansive primary suite with a spa-like ensuite bath, walk in shower and mini coffee bar in master bath suite. There are also three additional bedrooms, a media room, and an upstairs playroom to provide comfort and entertainment for family and friends. Enjoy the charm of the large, enclosed patio, perfect for savoring your morning coffee or unwinding in the evenings overlooking a large backyard. Also includes an expansive 1100sq ft. garage with epoxy flooring. Additional amenities include a 25kW Cummins Generator and underground 250gal propane tank as well as an underground storm shelter. Full irrigation system with separate tree bubblers.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$2,928
$4,045
You may also save up to $341,832 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,045 monthly payment

Financed
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Location
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Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,928
Principal & interest
$1,980
Mortgage insurance
-
Property taxes
$117
Home insurance
$802
HOA fees
$27
Utilities
Not included

Source: Public records

Home details
Size
3,507 sqft
Lot size
1.01 acres
Year built
2020
Type
Single Family Residence
HOA dues
$27.50

Source: NTREIS #20827312

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Apr 23, 2025 02:02 am
Listing agent: Christopher Hall
Listing provided courtesy of: Fathom Realty LLC (888) 455-6040
Details provided by NTREIS and may not match the public record.
MLS ID: #20827312
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.625%
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