8205 Chico St, Port Charlotte, FL 33981
3 beds · 2 baths · 1,858 sqft
Lowest Priced Pool Home in SGC! Get Your Piece Of Paradise and Enjoy the Florida Lifestyle in this Lovely Pool Home. Surrounded by a Vinyl Fence, Privacy is no issue here. Close to Great Shopping, Restaurants, Beaches, Marinas and Golf Courses. Step inside to find an Open Floor Plan with Vaulted Ceilings, Recessed Lighting and a Neutral color scheme that Creates a Bright and Inviting Atmosphere. The Porcelain Tile Flooring adds a touch of Sophistication, while the Slider to the Lanai Beckons you to Enjoy the Private Outdoor Space with an Additional Paver Patio. Enjoy Endless Days and Evenings under the Lanai or around the Heated Pool, Imagine Lounging Poolside or Hosting a Barbecue with Friends & Family. This Outdoor space is sure to be a favorite gathering spot. The Well-Appointed Kitchen features an Abundance of Cabinetry, Stainless Appliances, a Breakfast Bar, and a Casual Dining Nook. The Large Dining Room Offers even more Options for Hosting those Holiday Get togethers or Maybe a Game Night. The Front Den/Office is a Flexable space that can also be used as an Exercise, Craft room or Area for little ones. The Very Large Great Room is the Perfect place to Relax or Gather around the TV for Movie Night or that Special Sports Game. The Owners Bedroom is Comfortably Sized and offers Walk In Closets with an Ensuite Bathroom showcasing 2 sink areas and an Enclosed Shower. The Two Guest Bedrooms are located privately on the other side of home. This is also where the Guest Bathroom is with a Tub/Shower Combo. All this with an Inside Laundry Room with Included Wash/Dryer and a 2 Car Garage. Upgrades include Hurricane Impact Front Door and Sliders. Enviro Water Treatment System for the whole house. Updated Lights & Fans. 12x12 Shed for extra Storage. Two Tone Vinyl Fence and Mature Landscaping.
Source: STELLAR #D6140596
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #D6140596
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.