818 E Swallow Rd, Fort Collins, CO 80525
5 beds · 4 baths · 2,500 sqft sqft
Charming Fully Remodeled 5-Bedroom Home in Fort Collins Welcome to your dream home in the vibrant city of Fort Collins! This stunning single-family house offers 5 bedrooms and 4 bathrooms, perfect for a growing family or those who love to entertain. Nestled close to Colorado State University, it provides easy access to campus events and activities while enjoying the peaceful ambiance of a residential neighborhood. Every inch of this home has been thoughtfully remodeled to combine modern elegance with everyday functionality. You’ll love the fresh interior and exterior paint, which perfectly complements the sleek new quartz countertops in the kitchen. The kitchen itself is a chef’s delight, featuring stainless steel appliances and a convenient coffee bar. Brand new flooring flows seamlessly throughout the house, paired with contemporary light fixtures and a stylish new front door. The property boasts a spacious yard, ideal for outdoor activities and gatherings. Enjoy your morning coffee or evening dinners on the expansive deck out back, providing the perfect space for relaxation and entertainment. Fort Collins is known for its charming downtown area, beautiful parks, and numerous bike trails. The city offers a perfect blend of small-town charm and modern amenities, making it an ideal place to call home. Don’t miss the chance to make this incredible home yours. Schedule your showing today and start envisioning your future in this beautiful Fort Collins gem!
Source: RECO #2652466
Interest rate and monthly payment estimated based on public records.
Source: RECO #2652466
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2652466
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