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$725,000 $SIGNI

Sign in to see required down payment for the 4.25% rate

8175 Sewanee Peak St, Littleton, CO 80125

3 beds · 2 baths · 1,984 sqft

Look no further! Nestled in the heart of Sterling Ranch, this stunning 3-bedroom ranch seamlessly blends modern elegance with everyday comfort. A charming facade adorned with stone accents and a spacious 2-car garage welcomes you home. Explore inside to discover an inviting interior designed for both relaxation and entertainment, featuring stylish wood-look floors, recessed lighting, and an expansive great room that radiates warmth and sophistication. Gourmet kitchen is a true chef’s delight, boasting sleek stainless steel appliances, glistening quartz counters, ample white cabinetry, and a generous walk-in pantry for all your storage needs. A center island with a breakfast bar provides the perfect spot for casual dining or morning coffee. Whether hosting gatherings or preparing daily meals, this kitchen is equipped to handle it all with style and efficiency. Retreat to the tranquil main bedroom, complete with plush carpeting, a spacious walk-in closet, and a private bathroom featuring dual sinks and elegant finishes, your very own oasis after a long day. Additional bedrooms offer comfort and versatility, ideal for guests or a home office setup. Need extra space? The unfinished basement is a blank canvas, offering endless possibilities to customize into a media room, home gym, or additional living quarters, tailored to your lifestyle and vision. Outside to the backyard, a covered patio invites you to unwind with your favorite beverage in hand. Whether you’re enjoying peaceful mornings or hosting evening gatherings, this outdoor space is designed for effortless relaxation. Perfectly situated just minutes from top-rated golf courses, dining options, and a wealth of local amenities, this home provides both convenience and luxury. Just a short walk west from the home they a building a new facility for the community featuring a pool, playground, soccer field basketball courts and more. Also, don't forget the ask about the 4.25 assumable mortgage on the home!!!

Estimated
Seller's interest rate
4.25%
7%
Estimated
Principal & interest
$3,103/mo.
$4,159
You may also save up to $363,140 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,103 monthly payment

Financed
$SIGNIN
Location
Use two fingers to move the map
Details
Home
Size
1,984 sqft
Lot size
0.14 acres
Year built
2023
Type
Single Family Residence
HOA dues
$0.00

Source: RECO #6611081

Loan
Remaining term
28 yrs and 8 mos
Loan type
FHA
Rate
4.25%
Monthly P&I
$3,103
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Mar 26, 2025 09:30 am
Listing agent: Nick Evancich
Listing provided courtesy of: Keller Williams Advantage Realty LLC (303) 986-4300
Details provided by RECO and may not match the public record.
MLS ID: #6611081
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