817 Black Mtn, Seguin, TX 78155
4 beds · 3 baths · 2,601 sqft
Welcome to your dream home at 817 Black Mountain, Seguin, TX—a masterpiece of design and craftsmanship that shows better than a model. This exceptional property, spanning over 2601 sqft, offers an unparalleled living experience with custom upgrades and high-quality build throughout. Embrace the elegance of this spacious four-bedroom house, complete with three full bathrooms, ensuring comfort and privacy for all family members and guests. The home boasts a thoughtfully designed open floor plan that seamlessly connects living spaces, creating an inviting atmosphere perfect for both relaxing and entertaining. As you step inside, the high ceilings and abundant natural light accentuate the luxury of the space. The main floor hosts a versatile bedroom alongside a full bath, catering to convenience and accessibility. Adjacent to this, the living area, enriched with a trendy fireplace, transitions smoothly into the gourmet kitchen. Culinary enthusiasts will delight in the well-appointed kitchen, featuring top-of-the-line amenities, a generous pantry, and ample space for meal prep. The luxurious master suite is a sanctuary of its own, highlighted by a lavish custom shower in the master bath and expansive walk-in closets that offer ample storage. An additional flex space, ideal for a study or home office, adds to the versatility of this magnificent home. Outdoors, the covered patio overlooks a private backyard that has been recently landscaped, providing a serene retreat to enjoy the Texas evenings. The property's exterior and interior finishes are meticulously maintained, reflecting the owners' pride and care. Conveniently located between San Antonio and Austin, this property is a perfect blend of luxury, comfort, and convenience. Motivated sellers are offering this unparalleled residence that awaits your arrival to make it your new home. Schedule a viewing today and step into the lifestyle you deserve at 817 Black Mountain. Schools, shops. parks and Guadalupe River nearby.
Source: CENTRALTEXAS #540500
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #540500
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #540500
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.