8161 Lago Mist Way, Wesley Chapel, FL 33545
5 beds · 3 baths · 3,326 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Assumable VA loan at 2.875% Interest Rate!! Seller offering $10,000 towards buyer's closing costs! Welcome to 8161 Lago Mist Way, a beautiful two story home nestled in the highly sought after Epperson Lagoon Community. Resort lifestyle at its BEST! Why wait for a new construction? This home has everything you're looking for in a property. Tucked in a cul-de sac, with conservation in the back, and walking distance from the Crystal Lagoon. Step into this modern concept with high ceilings, exquisite floorplan, and a spacious layout. Looking for multiple rooms? You got it! With five bedrooms AND a BONUS loft, all with plenty of space and natural light. Three of the five bedrooms have walk-in closet! Make sure to check out the one in the primary bedroom. A gorgeous California Closets design, truly a master piece! The dining room, living room, and kitchen are thoughtfully arranged in an open concept floorplan, ideal for family gatherings. The kitchen has a very elegant design, with granite countertops, multiple cabinets for storage, and a big walk-in pantry. Need extra storage? This home has plenty of it! Check out the spacious closet underneath the stairs. Then you step through the sliding doors to find the most wonderful, serene patio area you've ever seen, in an oversized lot with no neighbors in the back, a garden with several different fruit trees, and an area for a fireplace. The backyard will definitely take your breath away! Epperson is a Resort Lifestyle Community featuring a 7.5 acre man made Crystal Lagoon where you can enjoy; swim up bars, kayaking, paddle boarding, sandy beaches, live music events, Cabanas, Aqua Cabanas, Inflatable Slides, Aqua Obstacle Course, and so much more! Many Holiday/Seasonal events that include; Trivia Nights, Family Nights, Movies on the Lawn, Sounds of Summer, Karaoke, Pumpkin Patch in November, Golf Cart Parade, Cinco de Mayo, 4th of July and more! The HOA is $247 quarterly, and includes Cable and Ultra-Fi Internet. The closest Elementary Schools are In Prep, Watergrass Elementary, Wesley Chapel Elementary, and Kirkland K-8. The closest Middle School is Thomas Weightman Middle School, and closest High Schools are Kirkland Academy, and Wesley Chapel High School. Epperson is 10 minutes away from the KRATES, 15 minutes to the Tampa Premium Outlets, 30 minutes to Downtown Tampa, 33 minutes to Tampa International Airport, and 90 minutes to Walt Disney World. Come check it out, schedule your showing today!This one will not last long!!!
Source: STELLAR #TB8354000
Source: STELLAR #TB8354000
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.