816 White Tail Trl, Yukon, OK 73099
4 beds · 2 baths · 2,117 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Lovely Home on Private Cul-de-Sac with Pond Views & Custom Upgrades! Nestled on a quiet cul-de-sac off a no-through street, this nicely maintained home offers the perfect balance of privacy, tranquility, and views of a residents-only pond. Thoughtfully designed, this one owner home has been meticulously maintained and updated through the years. Recent updates include new carpet throughout and a replaced garbage disposal in 2025, fresh interior paint and a new dishwasher in 2024, and a fully updated HVAC system, gas stove, and microwave in 2022. Additional improvements include a hot water tank replacement in 2019, a new garage door opener in 2018, and a total roof replacement in 2016, ensuring peace of mind. Beyond its impressive updates, the home is filled with custom features that elevate everyday living. The extended patio offers a serene outdoor retreat with pond views, perfect for relaxing or entertaining. Inside, travertine tile flows seamlessly through the kitchen, living areas, and bathrooms, adding elegance and durability. The kitchen is a chef’s dream, featuring a marble strip backsplash, under-cabinet lighting, pantry, spacious island, custom wine racks and ample counter space. The living room and master bedroom both showcase tray ceilings creating a warm and inviting atmosphere. The master suite is a retreat, boasting an Australian closet, a double sink vanity with one raised for added convenience, Jacuzzi tub and separate shower plus a tray ceiling and door to the patio. The flexible split floor plan offers a 4th bedroom on master side that could be an office or bonus space. The 2nd and 3rd bedrooms and full bath on the other side of the home make a great space for family or guests. The home is wired with surround sound, extending from the patio to the living room, master bedroom and bath, and even the fourth bedroom. Three car garage includes a utility sink and drain in the garage. Update list is included. This home and location make it a rare find!!
Source: MLSOK #1161467
Source: MLSOK #1161467
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.