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816 Mulligan Way

Jasper, GA 30143

3 beds · 3 baths · 1,728 sqft

$350,000

$1,805/mo with 2.75% Express Financing

$2,305/mo with 7% bank financing

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About this home

This move-in ready home is just three minutes from the front gate of the desirable Bent Tree community that offers golf, a lake, swimming pools, a clubhouse with a restaurant, tennis courts, pickleball courts, and horse stables! This updated home offers an open floor plan that offers five sets of sliding glass doors to enjoy the views of overlooking the golf course and hole #2, the year-round creek that borders the property line, and seasonal mountain views. Hardwood floors flow through the open living room with fireplace, dining area, and kitchen with granite counters, tiled backsplash, and stainless steel appliances. The main level holds two primary bedrooms with a split bedroom plan. The larger primary bedroom has sliding glass doors to the deck, a large walk-in closet, and an ensuite bath that offers a double granite vanity, a tiled walk-in shower, and holds the laundry for easy access. The other bedroom on the main level also offers sliding glass doors to the other side of the deck and another ensuite bathroom with a granite vanity, and a tiled tub/shower. The daylight terrace level offers the third bedroom with another set of sliding glass doors to the lovely lower deck and a third ensuite bath with a granite vanity, and a tiled tub/shower. As you enjoy the views of the golf course and mountains from the double deck, you can hear the sound of the creek that runs year-round. A few bonuses to not miss include the storage in the crawlspace, the extra supports recently added to the decks, and the circular driveway that has been widened to allow for parking while not blocking the driveway access.

Source: GAMLS #10377279

1,728 sqft
0.54 acres
Single Family
Built in 1992
4 car garage
Fireplace

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 26, 2025 06:43 am
Listing provided courtesy of: Keller Williams Realty Partners (678) 494-0644
Details provided by GAMLS and may not match the public record.
MLS ID: #10377279
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