815 Grand Park Ct, Deland, FL 32724
4 beds · 2 baths · 1,846 sqft sqft
DELAND: MULTIPLE UPGRADES | WATER VIEW | CUL-DE-SAC | MOVE-IN READY This 4-bedroom, 2-bathroom home conveys with A WATER SOFTENER, WINE FRIDGE, CEILING MOUNTED RACKS IN GARAGE and STORM DOOR! A screened lanai and Laundry room cabinets are just some of the thoughtful upgrades that make this house stand out. Located in the desirable community of PARKMORE MANOR, it sits on a CUL-DE-SAC WITH WATER and FOUNTAIN VIEWS and is just 3 miles from the award-winning DOWNTOWN DELAND. The home features FRESH INTERIOR AND EXTERIOR PAINT and a NEW WATER HEATER. LOW-MAINTENANCE LANDSCAPING provides great curb appeal, and the entryway opens to two bedrooms with a full guest bathroom nearby. A fourth bedroom on the opposite side makes an excellent home office or study. The spacious living room and kitchen offer AN OPEN-CONCEPT LAYOUT with LARGE WINDOWS AND SLIDING GLASS DOORS that fill the space with natural light and highlight the beautiful BACKYARD POND VIEW with picturesque FOUNTAIN. The kitchen includes STAINLESS STEEL APPLIANCES, GRANITE COUNTERTOPS, A CENTER ISLAND, BAR SEATING, AND A PANTRY. Did I mention...THE WINE FRIDGE STAYS! The living room features a cozy FIREPLACE (non-vented, gas), ideal for relaxing evenings. The PRIMARY BEDROOM provides serene water views, a ceiling fan, a walk-in closet, and a private EN-SUITE BATHROOM WITH A WALK-IN SHOWER AND DUAL SINKS. Step out onto the SCREENED LANAI, where you can enjoy your morning coffee surrounded by nature. The INSIDE LAUNDRY ROOM offers additional storage, and the WASHER AND DRYER ARE INCLUDED. The 2-CAR GARAGE WITH EPOXY FLOORING and CEILING MOUNTED RACKS completes the package. PARKMORE MANOR offers LOW MONTHLY HOA FEES that cover CABLE, HIGH-SPEED INTERNET, AND MAINTENANCE OF COMMON AREAS. Conveniently located with easy access to the Beaches as well as near shopping, dining, and everything DeLand has to offer, this home is truly MOVE-IN READY. Note: This home and subdivision did NOT flood during Hurricane Milton. SCHEDULE YOUR PRIVATE SHOWING TODAY! **The info in MLS is thought to be correct but not guaranteed**
Source: STELLAR #v4938936
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938936
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938936
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.