814 ROSEMARY CIR, Bradenton, FL 34212
Welcome to the enchanting residence nestled on the Gulf Coast of Florida in Greyhawk Landing community, renowned for its vibrant live-work-play lifestyle, lush tropical landscaping with miles of biking and walking trails winding throughout the community, surrounded by large lakes with waterfalls, fencing is allowed. Situated in a picturesque section of this sought – after neighborhood, this home offers the perfect blend of charm, functionality and character. The spacious, oversized lot, backyard is a true sanctuary, tranquil and mesmerizing, with preserved woodlands as the backdrop, frequent wildlife sightings, including the Florida deer. The extended covered, screened in lanai is spacious, outdoor grill is connected to the gas line in the home, is perfect for entertaining and enjoying year-round grilling. Tankless water heater allows for extra added space in the garage, hurricane shutters, rain gutters, replaced the backflow. The charm continues inside with the front of the home, den off the entry foyer, 1/2 bath, and inside utility closet. The kitchen features designer level 42" cherry java cabinets, stainless steel appliances, granite counters, large center island with breakfast bar is ideal for food prep and those casual meals. The primary suite features an ensuite bathroom, with large walk-in closet, dual vanities, extra granite counters for storage, upgraded shower wall tile. Additional bedrooms share a bathroom. Amenities include, 24-Hour Gated Community, Fitness Facility, Tennis, Pickleball, Basketball Courts, Soccer, Baseball fields, lagoon-style pool with water slide, waterfall, and spa, two clubhouses, a private lake with dock for fishing with family and friends. *** Proximity to Lakewood Ranch, the top sought after schools and colleges, UTC mall, Waterside, Nathan Benderson Park, with easy access to both Tampa and Sarasota International airports, just minutes from excellent golfing, boating, shopping, dining, medical facilities & I-75. For an unparalleled friendly Florida lifestyle defined by relaxation and recreation, here is your chance to start living in this coveted community! Come live the Greyhawk Landing Life in Paradise!
You may be able to put down less than the total down payment amount of $268,328 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4617848
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.