814 Finale Ct, San Antonio, TX 78216
3 beds · 2 baths · 2,024 sqft
Welcome to 814 Finale Court, a move-in-ready gem nestled in a peaceful cul-de-sac in the sought-after Enchanted Forest/Harmony Hills area. This beautifully maintained 3-bedroom, 2-bathroom home features a huge backyard with an in-ground pool and patio. The spacious kitchen is complete with an island and abundant storage. You'll love high ceilings with wood beams in the living room, ceiling fans, cordless window blinds and custom light fixtures throughout. Did we mention - no carpet. The elegant wood-style laminate flooring offers style and ease of maintenance. Convenience is key with an inside utility room and a 2-car garage with exterior access to the back yard. The garage includes an EV charging plug and smart garage door opener. The backyard is sprawling and an entertainer's paradise! The space includes a storage shed, dog run, fire pit, raised flower beds, and plenty of room for outdoor activities with the in-ground pool ready for your enjoyment! Located within a voluntary HOA community, you'll enjoy access to a park with playground, tennis courts, and a clubhouse for community gatherings. Plus, this home has easy access to 410, 281, San Antonio Airport, shopping, entertainment, and top-rated NEISD schools (Churchill High, Eisenhower MS, Harmony Hills Elem). Check out the 3D floor plan online for your virtual tour. Don't miss your chance to own this fantastic property. Schedule your showing today!
Source: SABOR #1805288
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1805288
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1805288
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.