814 FINALE CT, San Antonio, TX 78216
Welcome to 814 Finale Court, a move-in-ready gem nestled in a peaceful cul-de-sac in the sought-after Enchanted Forest/Harmony Hills area. This beautifully maintained 3-bedroom, 2-bathroom home features a huge backyard with an in-ground pool and patio. The spacious kitchen is complete with an island and abundant storage. You'll love high ceilings with wood beams in the living room, ceiling fans, cordless window blinds and custom light fixtures throughout. Did we mention - no carpet. The elegant wood-style laminate flooring offers style and ease of maintenance. Convenience is key with an inside utility room and a 2-car garage with exterior access to the back yard. The garage includes an EV charging plug and smart garage door opener. The backyard is sprawling and an entertainer's paradise! The space includes a storage shed, dog run, fire pit, raised flower beds, and plenty of room for outdoor activities with the in-ground pool ready for your enjoyment! Located within a voluntary HOA community, you'll enjoy access to a park with playground, tennis courts, and a clubhouse for community gatherings. Plus, this home has easy access to 410, 281, San Antonio Airport, shopping, entertainment, and top-rated NEISD schools (Churchill High, Eisenhower MS, Harmony Hills Elem). Check out the 3D floor plan online for your virtual tour. Don't miss your chance to own this fantastic property. Schedule your showing today!
You may be able to put down less than the total down payment amount of $67,962 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1805288