8132 Rainier Rd, Fort Worth, TX 76137
4 beds · 4 baths · 3,334 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stunning 4-bedroom, 4-bathroom home offers over 3,300 square feet of luxurious living space, spread across two beautifully designed stories. Located in a peaceful cul-de-sac, this residence is nestled in a desirable neighborhood, ensuring both privacy and tranquility. Inside, the home features spacious living areas, ideal for family gatherings and entertaining. There are several dining areas, including a formal dining room and informal breakfast nook, offering plenty of room to host guests or enjoy everyday meals. An additional room, perfect for a home office or study, provides the flexibility to suit your needs. The heart of the home is the stunning kitchen, which flows seamlessly into the open living spaces. Upstairs, the primary suite is a true retreat, featuring an en-suite bathroom with luxurious finishes and ample closet space. Each additional bedroom is generously sized with convenient access to well-appointed bathrooms. Outside, you'll find a beautifully landscaped backyard with a sparkling in-ground pool, creating the perfect setting for relaxation and outdoor entertaining. Whether you’re lounging poolside or hosting a barbecue, the private backyard oasis is sure to be a favorite spot. With its impressive square footage, versatile layout, and ideal location, this home offers a perfect blend of comfort and style
Source: NTREIS #20791054
Source: NTREIS #20791054
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.