8125 Stone Path Way, Tampa, FL 33647
3 beds · 3 baths · 1,443 sqft
Seller is offering $10,000 in seller concessions. This property is also ELIGIBLE FOR NO DOWN PAYMENT FINANCING. Welcome HOME! Nestled in the heart of Tampa, Florida, this charming townhome offers the perfect blend of modern convenience and classic warmth. With a beautifully maintained exterior and lush landscaping, this two-story home features three spacious bedrooms and two-and-a-half baths, ideal for comfortable family living or entertaining guests. Upon entry, you'll find an open-concept living area filled with natural light, showcasing elegant finishes, CERAMIC TILE floor and a cozy atmosphere. The kitchen offers ample cabinet space, perfect for any home chef. Upstairs, the master suite is a serene retreat, complete with a walk-in closet and an en-suite bathroom featuring dual vanities . Step outside to your private patio, an inviting space for morning coffee or afternoon tea. The community offers amenities like a community pool, clubhouse, FITNESS center, tennis courts, and walking trails, providing a true sense of neighborhood charm and nature. Conveniently located near top-rated schools, trendy restaurants, and downtown Tampa, this townhome combines style, comfort, and a prime location, making it a must-see! You don't want to MISS out on this GEM. CONTACT FOR A SHOWING TODAY!
Source: STELLAR #tb8308542
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308542
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308542
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.