812 W COUNTRY CLUB DR, Tampa, FL 33612
Make timeless memories in this elegant home! This stunning single-family residence located in the Hoovers subdivision of Forest Hills offers the perfect blend of luxury and comfort, freshly painted in 2024. Built in 2016, this 4-bedroom, 2-bathroom home spans a generous 2,217 square feet. NO HOA!! As you step inside, you’ll be greeted by crown molding and high ceilings with elegant tray accents. The open-concept living areas are enhanced with upgraded ceramic tile flooring throughout the home and recessed lighting, creating a warm and inviting atmosphere. The kitchen is a chef’s delight, featuring stainless steel appliances, a upgraded stylish backsplash, a coffee bar, and a butler pantry. Practical features include a newly installed electric tankless water heater, 2023 and a full vinyl-fenced in yard for privacy and security. The home is also equipped with and includes a Vivint alarm system for peace of mind. Outside, your personal oasis awaits with a newly installed paver patio in 2023, a new spacious tool shed, and a charming new gazebo, perfect for family gatherings and relaxation. Whether you’re hosting a barbecue or simply enjoying a quiet evening, this home provides the perfect outdoor retreat with meticulously maintained landscaping. This location offers a wealth of nearby amenities and conveniences such as Babe Zaharias Golf Course, International Shopping plaza, Tampa International airport and tons of dining options at some of the best local eateries of Tampa Bay. Enjoy recreation and leisure with Busch Gardens minutes away, outdoor activities like Al Lopez Park and the Hillsborough River for kayaking and beautiful views. With easy access to major hospitals and highways like I-275 and I-4, 812 W. Country Club Dr places you at the heart of a vibrant community designed to enhance your lifestyle. Great investment Opportunity!! Don’t miss out on this exceptional property – Schedule your tour today and start creating unforgettable memories in your new home!
You may be able to put down less than the total down payment amount of $244,817 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3536237