812 BUFFLEHEAD CT, Stockbridge, GA 30281
Welcome to your dream home in the heart of Bellah Landing! This beautiful all-brick residence is situated on a spacious, level lot in a highly sought-after swim and tennis neighborhood, offering the perfect blend of tranquility and convenience. Nestled within the coveted Woodland School cluster, this light-filled home boasts stunning hardwood floors on the main level, high ceilings, elegant moldings, arched doorways, and transom windows. The inviting front porch welcomes you into a two-story entrance foyer, leading to a sophisticated dining room featuring wainscoting, a coffered ceiling, and a charming bay window. The main level includes a guest bedroom and full bath, ideal for visitors or a home office. The heart of the home is the gourmet kitchen, adorned with white cabinetry, granite countertops, a tile backsplash, a breakfast bar, a center island, and stainless-steel appliances, including a double oven. A walk-in pantry and a desk/computer area add to the kitchen's functionality. The dining room seamlessly flows into the great room, which features a stunning stone fireplace and a coffered ceiling. From here, step out to the screened porch that overlooks the expansive, private, and fenced backyard, perfect for outdoor entertaining and relaxation. Upstairs, you'll find a spacious open loft area and an oversized owner's suite with a vaulted ceiling, a cozy sitting room with a fireplace, and a luxurious attached bath. The bath is equipped with dual vanities, a vaulted ceiling, a shower, and a soaking tub. Three additional secondary bedrooms share a well-appointed hall bath, providing ample space for family and guests. Bellah Landing offers an array of exceptional amenities, including an Olympic-size swimming pool, tennis courts, a clubhouse, and a playground. This prime location is just minutes away from shopping, restaurants, and major interstates, ensuring all your needs are met with ease. Don't miss the opportunity to make this stunning home your own. Experience the perfect blend of elegance, comfort, and convenience at Bellah Landing.
You may be able to put down less than the total down payment amount of $201,823 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10320790
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.