VA loan
1 of 22
VA loan
$388,500 SIGNIN

Sign in to see required down payment for the 5.25% rate

811 Green Pastures Dr, Cedar Hill, TX 75104

4 beds · 3 baths · 1,906 sqft

Welcome to Your Dream Home! This stunning, completely remodeled 1972 home is a true gem, offering modern amenities and timeless charm. Featuring 4 spacious bedrooms and 3 full bathrooms, this home has been meticulously updated to meet all your needs. Step inside to discover new tile floors and new carpet in three of the bedrooms, providing a fresh and inviting atmosphere. The open and spacious living room boasts a beautiful tile accent wall with an electric fireplace, perfect for cozy evenings. The heart of the home, the kitchen, is a chef's delight with new kitchen cabinets, a massive granite island, a new gas stove, and a dishwasher. The elegant backsplash adds a touch of sophistication. Enjoy the view of the front yard with mature trees through the new kitchen window. Additional updates include a new weight-bearing beam, new plumbing, new light fixtures throughout the home, and two new windows added to the home. The bathrooms have also been upgraded with new vanities, mirrors, and modern finishes. Outside, you'll find mature trees providing shade and privacy. The side gate entrance leads to a detached 2-car garage, which can also be used to create a she shed or mancave. Located just 1 block away from Highway 67, this home offers easy access to shopping and dining, making it the perfect blend of convenience and comfort. Owned by a proud veteran, this home is ready to welcome its new owners. Don't miss out on this incredible opportunity to own a beautifully remodeled home in a prime location!

Estimated
Seller's interest rate
5.25%
7%
Estimated
Monthly payment

$960
$1,020
You may also save up to $10,442 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,020 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
5.25%
Remaining term
14 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$960
Principal & interest
$528
Mortgage insurance
-
Property taxes
$98
Home insurance
$333
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,906 sqft
Lot size
0.241 acres
Year built
1972
Type
Single Family Residence
HOA dues
$0.00

Source: NTREIS #20813130

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 14, 2025 07:59 pm
Listing agent: Ensa Dixson (469) 335-7244
Listing provided courtesy of: United Real Estate (972) 372-0590
Details provided by NTREIS and may not match the public record.
MLS ID: #20813130
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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