8108 Muddy Pines Pl, Tampa, FL 33635
3 beds · 3 baths · 1,816 sqft
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. THE MORTGAGE REQUIRED FLOOD INSURANCE IS COVERED 100% BY HOA FEES. This GATED COMMUNITY is ideally located near a hub of shopping, dining, and transportation amenities, Jackson Square Townhomes provide an exciting living experience near Westchase. This masterfully constructed home is a spacious 1816 square feet, with 3 bedrooms, 2 1/2 bathrooms, and a one-car garage. Vaulted 9'4" ceilings extend from your foyer throughout your spacious living area, creating a light and airy feeling. Tall sliding glass doors invite ample natural light and easy access to an elongated lanai covered with Marble tiles. Fresh paint for the whole interior of the house. An open concept living and dining area surrounds a large kitchen island. Luxurious 42" Timberlake New Haven Storm cabinets lead high above your Colonial Linen granite countertops & stainless-steel appliances, complementing them perfectly. Elegant 18x18 tile extends throughout the first floor, along with upgraded carpeting on the second floor. Upstairs, a sprawling Owner's Retreat awaits, complete with a spacious walk-in closet and sizable master bathroom featuring Timberlake New Haven Storm cabinets, granite countertops, a double undermount sink, an upgraded glass shower enclosure, and a private water closet. You'll find a roomy loft area, a conveniently placed laundry room, a full bathroom, and two generously sized bedrooms just down the hall. Beautifully appointed with fine finishes and lush landscaping, this home boasts tranquil views of marshland and wildlife and is available for quick move-in. Enjoy maintenance-free living at its finest. Situated near Upper Tampa Bay Park, residents have access to kayaking, paddle boarding, playgrounds, and nature trails, ensuring endless outdoor adventures. Just 10 minutes from downtown Westchase, 35 minutes to MacDill Air Force Base, and 15 minutes to Tampa International Airport, this home offers unmatched accessibility to key destinations. Enjoy the convenience of quick commutes while still relishing in the tranquility of suburban living. Don't miss the opportunity to call Jackson Square Townhomes your new home!
Source: STELLAR #tb8301087
Source: STELLAR #tb8301087
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8301087
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.